The coward regards himself as cautious, the miser as thrifty

The miser is as much in want of that which he has, as of that which he has not.

The miser is as much in want of what he has as of what he has not.

I guess you could say I'm cautious, or a coward.

Do not turn back when you are just at the goal.

Never thrust your own sickle into another's corn.