The downgrade reflects expectations for debt reduction in 2006, which — while meaningful — is nevertheless insufficient to improve leverage and other key credit ratios to a level consistent with an 'A' rating level.

Happiness is getting over where it is in life you think you should be and enjoying where you're at.

It's expectations about savings and debt and their values. What's underneath is trust.

This far exceeded our wildest expectations. We're definitely doing it again next year.

It's a lot more pressure this year. There's a lot of expectations and there's a lot of seniors and from Day 1, I think the expectation has been there for us to get back to the state. Hopefully we can get over some of this sickness, these illnesses, and get ourselves back in playing shape.

We didn't have the greatest year. We didn't meet a lot of our expectations, but the one thing you can say about this team is throughout the year we never quit.