The drop in applications is extremely worrying, and suggests that top-up fees and the debt they represent are deterring potential students.

It is extremely sad that a Sunday newspaper would seek to undo this hard work and divide the student population at a time when we need to continue to work together.

The NUS shares students' concerns over the decision taken by the AUT not to set exams. We believe these are valid concerns, as not setting exams will mean that restoring a normal service to students will take longer once the dispute is settled. The NUS has raised the matter formally with the AUT, and will continue to put forward our views on this issue.

The budget should be balanced, the treasury should be refilled, public debt should be reduced, the arrogance of officialdom should betempered and controlled, and the assistance to foreign lands shouldbe curtailed lest Rome become bankrupt. 55 B.C.

Be quick to repay your debt, if you can't, then ask for debt forgiveness

To live debt free is good and godly