The fact that people see the value of Part D and are moving to Part D coverage in droves certainly is affirmation of the program even as it is the source of much the difficulty being reported.

As a local company, we are working to make sure that no Minnesotan who has enrolled in Part D through Blue Cross falls through the cracks.

We prepared for many different scenarios, but despite everyone's best efforts there have been some start up problems to be expected with a program this size. Health plans, pharmacies, the state and federal governments - we're all working through the challenges of getting a brand new and exceedingly popular program up and running. We're pleased that things are getting better on a daily basis.

If there is an overall pattern of differences here, it is that men value the Internet for the breadth of experiences it offers, and women value it for the human connections.

Men tend to be attracted to online activities that are far more action-oriented, while women tend to value things involving relationships or human connections.

The CEO's philosophy is, when talking about this industry, experience counts. They value it and see it as a huge commodity.