The first step in the risk management process is to acknowledge the reality of risk. Denial is a common tactic that substitutes deliberate ignorance for thoughtful planning.

The first step was a long process, ... Go Braves!

A common language is a first step towards communication across cultural boundaries.

The goal is to come up with aggressive and comprehensive risk management strategies.

As a global leader in risk management services, combining our North American divisions and integrating our products across all lines of business further enhances our ability to provide even greater quality service and drive growth. Our customers will notice that the options and services available to them have been enhanced and that the new structure will provide access to all services from a single entry point.

Our risk management strategy has been to better understand our own products and markets–now and in development–so we can not only respond to the underwriters' concerns, but we can more clearly address our own concerns. At the end of the day, the risk is with the company.