The gift was not large as money goes, and my need was not great, but the spirit of the gift is beyond price and leaves me blessed and in debt.

The Sikh gave him the money. When Menon asked for his address so that he could repay the man, the Sikh said that Menon owed the debt to any stranger who came to him in need, as long as he lived. The help came from a stranger and was to be repaid to a stranger.

I thank him for the gift he has blessed me with.

Blessed are those who are debt-free.

Typically, students slide into debt through the extension (by credit card companies) of unaffordable credit lines.

God has blessed me with the gift of cheerfulness.