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It's pretty clear that housing is slowing. Rising mortgage rates and the very fast rising homes pric...
CELIA CHEN The strength of the housing market this year continues to surprise, despite rising home prices and s...
GREGORY KLUMP Low mortgage rates continue to fuel the housing market, making homeownership more attainable to a br...
FRANK NOTHAFT Mortgage rates have been so low and accommodating that total home sales surged in October as familie...
FRANK NOTHAFT All forecasts are for interest rates and mortgage rates to go up a little bit again this year. It co...
KATHY DECK Even if interest rates weren't rising, home prices are very high relative to income. So, people are ...
CELIA CHEN The drop in mortgage interest rates is offsetting higher home prices, so housing affordability condi...
MARTIN EDWARDS Rising incomes combined with falling interest rates positively affected the domestic market.
ANFAVEA PRESIDENT ROGELIO GOLFARB The affordability of light vehicles has been quite stable over the past ten quarters. Family incomes...
DANA JOHNSON Inflation is the wild card for 2006, with rising oil prices, an increase in commodity prices, slow p...
JOSEPH SENECA Strong employment and income gains, coupled with low mortgage rates continue to bolster consumer con...
BOB DUGAN There continues to be a lot of demand for affordable housing and it's not just from low-income famil...
EMORY COUNTS But looser underwriting standards and the more widespread penetration of riskier mortgage products h...
JOHN DUGAN But looser underwriting standards and the more widespread penetration of riskier mortgage products h...
JOHN DUGAN We are starting to see a change in consumer behavior. Consumers are cutting back because of high pri...
MICHAEL FITZPATRICK Core prices are at a little higher pace than the Fed is comfortable with, but they're certainly not ...
GINA MARTIN The story here in the data over the last couple of days is upward surprises. Just like we saw an upw...
CARL RICCADONNA Higher interest rates are beginning to take a toll on how people view their finances. Mortgage rates...
VINCENT BOBERSKI Housing has peaked and we're expecting some moderate weakening in 2006. It's starting to turn into a...
JOSHUA SHAPIRO Interest rates remain at relatively low levels and consequently the mortgage business remains robust...
HOWARD ATKINS Adjustable-rate mortgages (ARMs) were more strongly affected by the latest Federal Reserve rate hike...
FRANK NOTHAFT We're working hard to make the housing department more efficient and provide more affordable housing...
FRANK MICHEL The higher prices, along with any increase in mortgage rates, could make negotiations between buyers...
DAVE OTTO As housing prices and apartment rents rise, we see many families squeezed to find adequate homes.
CARROLL KLEIN So far it's been an easy roll, with interest rates rising at a steady gradual pace.
LAURENCE MEYER Mobile homes are permanent housing, not temporary. Mobile homes are the only housing affordable to a...
ANDRES DUANY Increased confidence, a strong housing sector and low interest rates have got Australian consumers i...
CRAIG JAMES Some companies have given disappointing results. Their shares suffer in an environment with risks, i...
EDWIN SLAGHEKKE Prudently underwritten alternative mortgage products have also allowed some borrowers who might othe...
DAVID SCHNEIDER The weakness in the household sector of the economy has helped to contain core inflation despite ris...
ANDREW HANLAN More and more urban families are employing children to work in their homes. It is disappointing that...
BRIAN HEIDEL One of the reasons we had the housing market surging ahead was because of the low cost of borrowing ...
ALAN GIN If the past is any guide, the effect of rising interest rates is likely to be felt most visibly in h...
DONALD KOHN Freddie Mac's own economic forecast calls for a mild and gradual increase in 30-year fixed-rate mort...
FRANK NOTHAFT With the rising costs of second homes, fractional ownership is really an affordable alternative.
KEVIN MAYS I like to open for a band as it brings on sort of a challenge and it makes things more interesting. ...
KELLY JONES The continued price increases are a result of many factors including low mortgage interest rates and...
PATRICK LAWLER If rates move up, housing will move down. But as long as we see relatively low interest rates and em...
GREGORY GIEBER The rapid increase in Florida's housing costs has depleted existing rental apartment housing stock a...
LYNN BRAZEN As long as housing prices don't go down, consumers have more equity they can borrow against. If mort...
PETER MORICI Sales fell last month compared with December 2004's record-setting pace, prompted by consumers' conc...
VINCE MALTA Overall we're in a very good situation; I don't think interest rates will be going up. Greenspan is ...
GREGORY SMITH First, rising prices decrease consumers' disposable incomes.
ANGELA VEITCH![]()
Certainly, analyses do indicate that house prices are abnormally high --- that there is a 'bubble' e...
JANET YELLEN The hype is off the housing market. Prices are high. Interest rates are climbing. Housing needs to c...
JAY BUTLER We still saw growth last year even with higher oil prices. Countries have adjusted, with interest ra...
LUZ LORENZO It boils down to housing affordability; mortgage rates have risen, but they're still historically ve...
SUNG WON SOHN We have the lowest average wage rate of any metropolitan area we compete with. This might sound good...
BOB ABBERGER What you have is attractive new product in areas where you can't buy homes for less than $340,000. I...
BYRON MOGER Consumer spending has kept the economy moving, and when initial holiday sales were better than expec...
FRANK NOTHAFT![]()
The challenge is more difficult because low-income African Americans today confront not only segrega...
RICHARD ROTHSTEIN We're all surprised by the persistence of the housing boom, and it actually is a boom in our state. ...
GREG WEEKS![]()
Fixed mortgage rates remain at historically low levels and thus should continue to fuel reasonably s...
ALAN GREENSPAN![]()
I think what we have in store is a slow deflating of the housing bubble, not a bursting of the bubbl...
MARK ZANDI Families rely on financial services more than ever, but those who need them most - who struggle to m...
ELIZABETH WARREN [ Mobile homes. They are a reality in a vast region where so much housing has been obliterated and...
ANDRES DUANY The affordability issue becomes very real when mortgage rates rise because a lot of people have take...
BRIAN MCQUADE![]()
The standard of 'affordable' housing is that which costs roughly 30 percent or less of a fam...
MATTHEW DESMOND Some technology stocks are being cut because of concern that high oil prices and rising interest rat...
SIMON CHAO Prices are rising, but not fast enough to prompt the central bank to raise interest rates. Inflation...
IM NO JUNG You look at this and all you can say is, yes, monetary policy remains accommodative, it's not even n...
JOHN LONSKI You look at this and all you can say is, yes, monetary policy remains accommodative, it's not even n...
JOHN LONSKI With rising incomes, the share of expenditures for food products declines. The resulting shift in ex...
ERNST ENGEL When regulations on the housing industry are reasonable, the cost of housing goes down. Regulatory r...
RANDY NEUGEBAUER Despite oft-mentioned concerns about higher energy and commodity prices, a lower growth rate for con...
DONALD A. NORMAN The rising mortgage rates have pushed us to a new record home-sales level, but once the fence sitter...
JOEL NAROFF The cooling off of the regional housing market can be attributed to a combination of job losses rela...
JIM CUTTER![]()
Should the global economy suffer a period of slower demand, which is a distinct possibility given ri...
WILLIAM ADAMS Credit losses are very low now, but mortgage lenders need to be prepared for higher losses, ... Home...
DONALD POWELL The short-term interest-rate level at 4.25 on fed funds provides mortgage rates which definitely won...
KIT JUCKES The bulls basically hoped for a number showing housing is eroding, and they didn't get it. I'm not s...
BOB WALTERS Despite rising fuel prices, devastating weather events and a difficult market environment, Chrysler ...
TOM LASORDA [Consumers, through a heady mix of equating patriotism with spending and being bolstered by low inte...
BOB TURNER Consumers, with higher energy prices and higher interest rates, are going to have cut back somewhere...
ESMAEL ADIBI The fundamentals are still there. We have low inflation, low interest rates and a worldwide demand f...
ALFRED KUGEL A lot of people who over-improved did a cash-out refinancing when rates were at a low, expecting hou...
SAL ALFANO More than 60 percent of low-income families have no books in their homes for children.
BARBARA WALKER It's not really that overseas investors are negatively reacting to Japanese stocks overall but rathe...
MITSUSHIGE AKINO Mortgage rates this week are at seven-month lows and teetering on the 45-year low levels of last sum...
FRANK NOTHAFT![]()
We are going to make sure that there is high-speed broadband available to everyone, and affordable t...
BEN HECHT Singapore's economic fundamentals are good. Together with such low interest rates available for mort...
ZENG HAN JUN If you are lagging behind in your housing loan payments due to some financial reasons, do not avoid ...
ZENG HAN JUN “Yes, you can save money by refinancing. However it is actually a waste of your money if you refin...
ZENG HAN JUN A good measure of debts can help you in achieving your goals. However, an over dosage can produce na...
ZENG HAN JUN This is in line with our expectation that demand for new housing would 'cool off' towards the end of...
BRIAN BETHUNE Despite the gradual rise in mortgage rates over the last two months, housing starts were actually up...
FRANK NOTHAFT If people were aggressively concerned about falling house prices, rising interest rates, you would n...
TONY ALEXANDER It was no great surprise that housing starts rose for the second time in three months since mortgage...
FRANK NOTHAFT This county is in dire need of affordable housing. We have to use every single tool we have to put a...
BURT AARONSON There are thousands of different card products, some are offered with low interest rates, some are o...
KEVIN ARQUIT Investors are more sensitive to negative headlines after seeing interest rates and oil prices rise.
HIROSHI CHANO More of our budget will have to shift to the welfare families. What Congress is doing is going to ma...
CHRIS DUGGAN Clearly the cycle of rising global interest rates has only just started, and this is likely to make ...
GEOFF LANGHAM Once we get beyond two or three percent deflation, we have problems because we can't drive interest ...
BRIAN WESBURY People are looking for more clarity in terms of Iraq, interest rates, oil prices and the dollar.
TIM HEEKIN People may qualify for the mortgage and interest, but the taxes and insurance turn into an obstacle....
ANITA JENKINS Americans are still worried about rising interest rates and high gasoline prices. That, along with t...
TERRY JONES There's no sign that investor demand has softened at all. The things that would have caused a slower...
DAVID BERSON [Even with the changes in the market, many economists remain optimistic that the housing market is n...
BOB WALTERS Welfare and dependency grants, personal income tax relief, and cuts in those costs which would make ...
COLEN GARROW
CELIA CHEN The strength of the housing market this year continues to surprise, despite rising home prices and s...
GREGORY KLUMP Low mortgage rates continue to fuel the housing market, making homeownership more attainable to a br...
FRANK NOTHAFT Mortgage rates have been so low and accommodating that total home sales surged in October as familie...
FRANK NOTHAFT All forecasts are for interest rates and mortgage rates to go up a little bit again this year. It co...
KATHY DECK Even if interest rates weren't rising, home prices are very high relative to income. So, people are ...
CELIA CHEN The drop in mortgage interest rates is offsetting higher home prices, so housing affordability condi...
MARTIN EDWARDS Rising incomes combined with falling interest rates positively affected the domestic market.
ANFAVEA PRESIDENT ROGELIO GOLFARB The affordability of light vehicles has been quite stable over the past ten quarters. Family incomes...
DANA JOHNSON Inflation is the wild card for 2006, with rising oil prices, an increase in commodity prices, slow p...
JOSEPH SENECA Strong employment and income gains, coupled with low mortgage rates continue to bolster consumer con...
BOB DUGAN There continues to be a lot of demand for affordable housing and it's not just from low-income famil...
EMORY COUNTS But looser underwriting standards and the more widespread penetration of riskier mortgage products h...
JOHN DUGAN But looser underwriting standards and the more widespread penetration of riskier mortgage products h...
JOHN DUGAN We are starting to see a change in consumer behavior. Consumers are cutting back because of high pri...
MICHAEL FITZPATRICK Core prices are at a little higher pace than the Fed is comfortable with, but they're certainly not ...
GINA MARTIN The story here in the data over the last couple of days is upward surprises. Just like we saw an upw...
CARL RICCADONNA Higher interest rates are beginning to take a toll on how people view their finances. Mortgage rates...
VINCENT BOBERSKI Housing has peaked and we're expecting some moderate weakening in 2006. It's starting to turn into a...
JOSHUA SHAPIRO Interest rates remain at relatively low levels and consequently the mortgage business remains robust...
HOWARD ATKINS Adjustable-rate mortgages (ARMs) were more strongly affected by the latest Federal Reserve rate hike...
FRANK NOTHAFT We're working hard to make the housing department more efficient and provide more affordable housing...
FRANK MICHEL The higher prices, along with any increase in mortgage rates, could make negotiations between buyers...
DAVE OTTO As housing prices and apartment rents rise, we see many families squeezed to find adequate homes.
CARROLL KLEIN So far it's been an easy roll, with interest rates rising at a steady gradual pace.
LAURENCE MEYER Mobile homes are permanent housing, not temporary. Mobile homes are the only housing affordable to a...
ANDRES DUANY Increased confidence, a strong housing sector and low interest rates have got Australian consumers i...
CRAIG JAMES Some companies have given disappointing results. Their shares suffer in an environment with risks, i...
EDWIN SLAGHEKKE Prudently underwritten alternative mortgage products have also allowed some borrowers who might othe...
DAVID SCHNEIDER The weakness in the household sector of the economy has helped to contain core inflation despite ris...
ANDREW HANLAN More and more urban families are employing children to work in their homes. It is disappointing that...
BRIAN HEIDEL One of the reasons we had the housing market surging ahead was because of the low cost of borrowing ...
ALAN GIN If the past is any guide, the effect of rising interest rates is likely to be felt most visibly in h...
DONALD KOHN Freddie Mac's own economic forecast calls for a mild and gradual increase in 30-year fixed-rate mort...
FRANK NOTHAFT With the rising costs of second homes, fractional ownership is really an affordable alternative.
KEVIN MAYS I like to open for a band as it brings on sort of a challenge and it makes things more interesting. ...
KELLY JONES The continued price increases are a result of many factors including low mortgage interest rates and...
PATRICK LAWLER If rates move up, housing will move down. But as long as we see relatively low interest rates and em...
GREGORY GIEBER The rapid increase in Florida's housing costs has depleted existing rental apartment housing stock a...
LYNN BRAZEN As long as housing prices don't go down, consumers have more equity they can borrow against. If mort...
PETER MORICI Sales fell last month compared with December 2004's record-setting pace, prompted by consumers' conc...
VINCE MALTA Overall we're in a very good situation; I don't think interest rates will be going up. Greenspan is ...
GREGORY SMITH First, rising prices decrease consumers' disposable incomes.
ANGELA VEITCH
Certainly, analyses do indicate that house prices are abnormally high --- that there is a 'bubble' e... JANET YELLEN The hype is off the housing market. Prices are high. Interest rates are climbing. Housing needs to c...
JAY BUTLER We still saw growth last year even with higher oil prices. Countries have adjusted, with interest ra...
LUZ LORENZO It boils down to housing affordability; mortgage rates have risen, but they're still historically ve...
SUNG WON SOHN We have the lowest average wage rate of any metropolitan area we compete with. This might sound good...
BOB ABBERGER What you have is attractive new product in areas where you can't buy homes for less than $340,000. I...
BYRON MOGER Consumer spending has kept the economy moving, and when initial holiday sales were better than expec...
FRANK NOTHAFT
The challenge is more difficult because low-income African Americans today confront not only segrega... RICHARD ROTHSTEIN We're all surprised by the persistence of the housing boom, and it actually is a boom in our state. ...
GREG WEEKS
Fixed mortgage rates remain at historically low levels and thus should continue to fuel reasonably s... ALAN GREENSPAN
I think what we have in store is a slow deflating of the housing bubble, not a bursting of the bubbl... MARK ZANDI Families rely on financial services more than ever, but those who need them most - who struggle to m...
ELIZABETH WARREN [ Mobile homes. They are a reality in a vast region where so much housing has been obliterated and...
ANDRES DUANY The affordability issue becomes very real when mortgage rates rise because a lot of people have take...
BRIAN MCQUADE
The standard of 'affordable' housing is that which costs roughly 30 percent or less of a fam... MATTHEW DESMOND Some technology stocks are being cut because of concern that high oil prices and rising interest rat...
SIMON CHAO Prices are rising, but not fast enough to prompt the central bank to raise interest rates. Inflation...
IM NO JUNG You look at this and all you can say is, yes, monetary policy remains accommodative, it's not even n...
JOHN LONSKI You look at this and all you can say is, yes, monetary policy remains accommodative, it's not even n...
JOHN LONSKI With rising incomes, the share of expenditures for food products declines. The resulting shift in ex...
ERNST ENGEL When regulations on the housing industry are reasonable, the cost of housing goes down. Regulatory r...
RANDY NEUGEBAUER Despite oft-mentioned concerns about higher energy and commodity prices, a lower growth rate for con...
DONALD A. NORMAN The rising mortgage rates have pushed us to a new record home-sales level, but once the fence sitter...
JOEL NAROFF The cooling off of the regional housing market can be attributed to a combination of job losses rela...
JIM CUTTER
Should the global economy suffer a period of slower demand, which is a distinct possibility given ri... WILLIAM ADAMS Credit losses are very low now, but mortgage lenders need to be prepared for higher losses, ... Home...
DONALD POWELL The short-term interest-rate level at 4.25 on fed funds provides mortgage rates which definitely won...
KIT JUCKES The bulls basically hoped for a number showing housing is eroding, and they didn't get it. I'm not s...
BOB WALTERS Despite rising fuel prices, devastating weather events and a difficult market environment, Chrysler ...
TOM LASORDA [Consumers, through a heady mix of equating patriotism with spending and being bolstered by low inte...
BOB TURNER Consumers, with higher energy prices and higher interest rates, are going to have cut back somewhere...
ESMAEL ADIBI The fundamentals are still there. We have low inflation, low interest rates and a worldwide demand f...
ALFRED KUGEL A lot of people who over-improved did a cash-out refinancing when rates were at a low, expecting hou...
SAL ALFANO More than 60 percent of low-income families have no books in their homes for children.
BARBARA WALKER It's not really that overseas investors are negatively reacting to Japanese stocks overall but rathe...
MITSUSHIGE AKINO Mortgage rates this week are at seven-month lows and teetering on the 45-year low levels of last sum...
FRANK NOTHAFT
We are going to make sure that there is high-speed broadband available to everyone, and affordable t... BEN HECHT Singapore's economic fundamentals are good. Together with such low interest rates available for mort...
ZENG HAN JUN If you are lagging behind in your housing loan payments due to some financial reasons, do not avoid ...
ZENG HAN JUN “Yes, you can save money by refinancing. However it is actually a waste of your money if you refin...
ZENG HAN JUN A good measure of debts can help you in achieving your goals. However, an over dosage can produce na...
ZENG HAN JUN This is in line with our expectation that demand for new housing would 'cool off' towards the end of...
BRIAN BETHUNE Despite the gradual rise in mortgage rates over the last two months, housing starts were actually up...
FRANK NOTHAFT If people were aggressively concerned about falling house prices, rising interest rates, you would n...
TONY ALEXANDER It was no great surprise that housing starts rose for the second time in three months since mortgage...
FRANK NOTHAFT This county is in dire need of affordable housing. We have to use every single tool we have to put a...
BURT AARONSON There are thousands of different card products, some are offered with low interest rates, some are o...
KEVIN ARQUIT Investors are more sensitive to negative headlines after seeing interest rates and oil prices rise.
HIROSHI CHANO More of our budget will have to shift to the welfare families. What Congress is doing is going to ma...
CHRIS DUGGAN Clearly the cycle of rising global interest rates has only just started, and this is likely to make ...
GEOFF LANGHAM Once we get beyond two or three percent deflation, we have problems because we can't drive interest ...
BRIAN WESBURY People are looking for more clarity in terms of Iraq, interest rates, oil prices and the dollar.
TIM HEEKIN People may qualify for the mortgage and interest, but the taxes and insurance turn into an obstacle....
ANITA JENKINS Americans are still worried about rising interest rates and high gasoline prices. That, along with t...
TERRY JONES There's no sign that investor demand has softened at all. The things that would have caused a slower...
DAVID BERSON [Even with the changes in the market, many economists remain optimistic that the housing market is n...
BOB WALTERS Welfare and dependency grants, personal income tax relief, and cuts in those costs which would make ...
COLEN GARROW
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