The lowest actual sales numbers for the year are almost always in January or February. That's because these are the sales negotiated around the holidays.

Our sales dropped $3,400 in November, $7,600 in December, $10,000 in January, $27,000 in February and $27,000 in March. None of my other locations have seen a drop in business - they are each averaging 2 percent growth.

Usually January and February are slow months, but not this year.

We were truly at a break-neck pace for home sales in January and February, likely the result of unseasonably mild weather, so it comes as no surprise to see sales decline to a more sustainable pace,

So probably end of January, early February.

The January-February surplus was $1.3 billion wider year-on-year, which highlights the pressure on the central bank as it attempts to dissipate some of the upward pressure.