The merchant may want to make some other arrangement like a store credit or a gift certificate or some other thing. That isn't exactly putting money back in your account.

If you're ordering merchandise I would almost always encourage people to use the credit card, because if something goes wrong you have more recourse.

The industry is doing that out of a sense of fair play, out of the goodness of their hearts. They could change that policy tomorrow.

You know I won't turn over a new leaf I am so obstinate, but then I am no less obstinate in being your affectionate Husband.

All the world is competent to judge my pictures except those who are of my profession.

Among all the destruction and loss from Hurricane Katrina, this dolphin rescue is a bit of good news. It is a wonderful example of partners coming together to bring the dolphins to safety. This rescue effort is a success story for all the partners involved and for the public who have taken such an interest in the plight of these dolphins.