The more chaotic the market is, the less competitive balance is a problem because there's more opportunity for efficient management, ... [Steinbrenner's] spending creates a chaotic market.

He's a machine for competitive balance, ... Yes, the money is in New York. Yes, the money is in his hands. But he squanders money. Thank God for it.

We might provide an opportunity for a bit more balance.

We have low levels of arrears, strong credit risk management and a low risk balance sheet.

The Oasis opportunity has many attractive characteristics that we seek in a transaction. Led by a strong management team, Oasis has a solid franchise with a compelling value proposition, excellent customer retention and a highly scalable business model serving a large, under-penetrated and fragmented market.

We think management is doing the right thing with its significant balance sheet restructuring in light of the current interest rate environment. However, the core earnings run rate has come down significantly, and the company remains spread dependent.