The Netherlands is really a mature market,

An undesirable aspect of the current economic and market conditions is the level of provisioning. Provisioning has increased this quarter again.

The boom in electronic banking and the reduction in cash transactions - partly due to the introduction of the euro - are changing the role of the branch network,

Ember is the market leader with a mature platform that has been successfully deployed in a variety of applications around the world, ... We believe their technology has great potential to improve the security and efficiency of government and defense operations.

Maturity has never been about age, built or possession:
It is rather about having the capacity to conceal or reveal your feelings and thoughts in pursuit of positive targets; not on the whims of mundane impulses or spur of the moment.

We think the market is near the mature phase of its current three-year ascent.