The odds are against us and the situation is grim.

One of the advantages of being Captain is being able to ask for advice without necessarily having to take it.

Scientists of over fifty are good for nothing but board meetings, and should at all costs be kept out of the laboratory! Arthur C

We have them just where they want us.

This gives us a significant increase in our long-term savings business, ... But more importantly, it is a significant increase in the fast-growing market for high-net-worth customers, which is not a market we're very heavily exposed to through our existing businesses.

For a series of meetings, if you can reduce the no-show factor by even 1 percent, that can make a significant difference. If you're running a series of 100 dinner meetings and you can get even one more doctor to each one of them, then you've touched 100 more physicians. That has a lot of impact. Even a minimal decrease in the no-show factor can pay volumes in dividends for years to come — if, for example, those 100 doctors were to change their prescribing habits based on what they learned.