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The practical implication of this environment is that young Canadians must start saving very early in their lives, compared to previous generations in order to realize the same inflation-adjusted return on their savings. Our findings suggest this is not happening.


Benjamin Tal

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and you are in the CLASSROOM.
Just...
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CHARLES GARDNER In our professional opinion, this hospital will close if this bond measure fails. This is not scare ...
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GLEN JOHNSON Great people and great athletes realize early in their lives their destiny, and accept it. Even if t...
PERCY CERUTTY Great people and great athletes realize early in their lives their destiny, and accept it. Even if t...
PERCY WELLS CERUTTY So this is going to be drill!?
DEYTH BANGER In a very short time after this vehicle arrives over there and goes into use, it's going to start sa...
BRAD DEROOS This is a very respectable movement, this is about saving lives and that is too important to be pola...
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HARVIE ROE That's OK. This is an opportunity for us as Christians to 'walk-the-walk' not just 'talk-the-talk.' ...
JEFF WILSON Our fans are getting their lives back in order, trying to do things with their homes. This has just ...
WILLIS REED billions of women must be out there on this seven-billion-person planet being told that they are not...
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CARINA PERELLI We've got to talk to parents who are taking their young people to an all-night rave and seeing polic...
BARRY MCCAFFREY It is our hope that the research findings will assist non-profit boards in becoming more effective i...
BERNIE WILSON Our main interest is environmental. We work in the environment every day of our lives and we want to...
MATT FREUND Think of the old cliché about the mind being 'an excellent servant but a terrible master'. This, li...
DAVID FOSTER WALLACE There are few things happening in our city right now that's more exciting than what's happening in t...
ANGELA HUNT It is my sincere hope that she comes forward and tells the truth in this matter and allows these you...
BILL THOMAS Fortunately, this year the flu season is not off to an early start, and there is plenty of time for ...
JULIE GERBERDING Year Up for me is a year in which the young adults that we serve have an opportunity to move up in t...
GERALD CHERTAVIAN If our economies are to flourish, if global poverty is to be banished, and if the wellbeing of the w...
GORDON BROWN All of this matches very well with previous observations that the amygdala is responsible for fear, ...
JAMES OLSON Parents, teachers, and other school staff need the tools to help these young people early in their l...
KATE MIDDLETON In order to measure true growth, a distributor must secure from his vendors the real story in the fo...
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CHRISTIAAN HUYGENS How do you know if something is real? That’s easy. Does it change you? Does it form you? Does it g...
C. JOYBELL C. Coming to this damn court is nothing compared to what is happening to people in Iraq.
MARIE RUNYON Master Chief has captured the imagination of young people just like rock stars or actors have in pre...
CARLOS DE LEON I want to say very clearly that the government... is ready to intervene in order to guarantee the st...
PAOLO GENTILONI Young people can get very discouraged and get hooked on drugs or on alcohol because of problems they...
MAUREEN FORRESTER The love you get, is equal to the love you give.
BEN OAK Even though he was inside the house, I could still hear Vlad’s sardonic mutter of “Where’s a t...
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DANIEL MELGAçO Our findings do not suggest that any changes be made in the current recommendations about infant fee...
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MIKE WALSH What I wanted them to know is that what was going on in California in 1968 was happening here in Tex...
GREGORY ROCHA Inflation is the crabgrass in your savings.
ROBERT ORBEN Traditionally, there was a perception that households in China do all the savings. Household saving ...
LOUIS KUIJS To other Canadians who are on journeys to defeat cancer and to live their lives, I say this: please ...
JACK LAYTON The purpose of random testing is not to catch, punish, or expose students who use drugs, but to save...
JOHN WALTERS We're asking people to return to this city and rebuild it and their lives. If people don't have conf...
ED WHITE We are very happy that this thing is happening so that the north will learn their lesson.
ANTHONY UMAI It is not sufficient for the young to devote their enthusiasm, their courage, their ambition, their ...
ELLEN KEY The findings of this study suggest that elevated depressive symptom levels during adolescence may se...
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JACQUES-YVES COUSTEAU This is my fundamental teaching: that there is no division between this and that. That is contained ...
OSHO The battle is not physical, it is spiritual and your mind is the battleground. Keep your mind pure a...
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EDWARD WINTER The main thing is that they're getting regular practice and regular competition. They're exposed eve...
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DAVE PRUNTY These are the kinds of things that raise eyebrows at the Fed. The implication that this January repo...
CARY LEAHEY This was their way of honoring the dead. The story over, the demands of their own hard, rough lives ...
RICHARD ADAMS I regret the impact that our decision at Thunder Bay will have on our employees, their families and ...
ARNOLD NEMIROW The events in our lives happen in a sequence in time, but in their significance to ourselves they fi...
EUDORA WELTY The events in our lives happen in a sequence in time, but in their significance to ourselves they fi...
EUDORA WELTY Hardwork pays but to some not in this life time but to their generations to come
PRINCE HOPKINS AMACHREE My parents were my two best friends. My third best friend was an author who did not know I existed.
JOHN GREEN She's doing very well, everything's going very good. I'm hoping this is a prep for something else. T...
BILL MOTT Anything that we can do to raise personal savings is very much in the interest of this country.
ALAN GREENSPAN Both management and union labor realize that things must change in order for us to grow and prosper....
MICHAEL CULLINANE I wish our clever young poets would remember my homely definitions of prose and poetry; that is, pro...
SAMUEL TAYLOR COLERIDGE I wish our clever young poets would remember my homely definitions of prose and poetry; that is, pro...
SAMUEL TAYLOR COLERIDGE I wish our clever young poets would remember my homely definitions of prose and poetry; that is, pro...
SAMUEL TAYLOR COLERIDGE All you have to do is start talking about it in terms of what is happening to people in their pocket...
KAREN THURMAN Americans are very practical folks. Accustomed to hard choices in their own lives, they are willing ...
MICHAEL HAYDEN There are few things happening in our city right now that's more exciting than what's happening in t...
ANGELA HUNT I played the best role in my life. I had a great director.
LJUPKA CVETANOVA I think that many people will intentionally overlook all of the lifeless facts about their relations...
C. JOYBELL C. The information environment has become a battlefield in a very real way. There was a decision early ...
BARRY JOHNSON It was a tough test to play Mifflinburg this early in the season. To play this early in the season o...
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GABE TABOADA The events in our lives happen in a sequence in time, but in their significance to ourselves they fi...
EUDORA WELTY The Great Stone at the center of the Somme memorial has this inscription: “Their name liveth for e...
NEL NODDINGS

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BENJAMIN DISRAELI It is cruel, you know, that music should be so beautiful. It has the beauty of loneliness and of pai...
BENJAMIN BRITTEN We moralize among ruins.
BENJAMIN DISRAELI If you know how to spend less than you get, you have the philosopher's stone.
BENJAMIN FRANKLIN He that is of the opinion money will do everything may well be suspected of doing everything for mon...
BENJAMIN FRANKLIN He has not a single redeeming defect.
BENJAMIN DISRAELI A benevolent man should allow a few faults in himself, to keep his friends in countenance.
BENJAMIN FRANKLIN When I reflect, as I frequently do, upon the felicity I have enjoyed, I sometimes say to myself, tha...
BENJAMIN FRANKLIN The more people have studied different methods of bringing up children the more they have come to th...
BENJAMIN SPOCK The fact is that child rearing is a long, hard job, the rewards are not always immediately obvious, ...
BENJAMIN SPOCK Trust yourself, you know more than you think you do.
BENJAMIN SPOCK Love well, whip well.
BENJAMIN FRANKLIN Plough deep while sluggards sleep.
BENJAMIN FRANKLIN Predominant opinions are generally the opinions of the generation that is vanishing.
BENJAMIN DISRAELI What we call public opinion is generally public sentiment.
BENJAMIN DISRAELI Nature, like man, sometimes weeps from gladness.
BENJAMIN DISRAELI Having been poor is no shame, but being ashamed of it, is.
BENJAMIN FRANKLIN The world is weary of statesmen whom democracy has degraded into politicians.
BENJAMIN DISRAELI A Conservative government is an organized hypocrisy.
BENJAMIN DISRAELI A majority is always better than the best repartee.
BENJAMIN DISRAELI A sophistical rhetorician, inebriated with the exuberance of his own verbosity, and gifted with an e...
BENJAMIN DISRAELI