The real indicator to me is what do you have coming up in the next five years in your capital plan.

The jury is still out. You don't necessarily run the village as a business. You're not here to make a profit or earn a rate of return. You're here to provide services and take care of cash flow as necessary.

In theory, meeting those standards should help you run the village more effectively. It would allow you to align total revenue with the true costs associated with providing services, including depreciation on buildings, streets, and curb and gutters.

That's still at the higher end of where most of my clients are, but I don't see any real indicator here.

You can borrow more, but you still have to pay it back.

It was a year that doesn't give me any indicators of any issues.