The real question is to what extent are the banks going to gouge customers for the few extraneous features that are left.

Founders, presuming they know their customers, assume they know all the features customers need.

Many banks struggle to deal with customers. Customers often end up feeling trapped in a technology maze, where they have to press this button or that button on their phones, and can't find their way out.

There are always extraneous things that come up every year, off-the-court things, on-the-court things, ... Those type things are more excuses than distractions.

Suspect all extraneous and groundless civilities.

The continuous introduction of new and innovative products that bring more features and benefits to customers and our efforts to make stores easier to navigate and fun to shop drove average ticket. In 2005, we broadened our assortment and enhanced the store appearance, which resulted in a differentiated shopping experience for our customers.