The research is allocated in a way that is very high risk, on projects that are often very long term.

Many of our research projects will fail.

Our preliminary research indicates that hybrid owners tend to fall into the preferred insured category, and at Travelers, lower risk drivers are rewarded with lower premiums. Additionally, hybrid vehicle sales have at least doubled every year since the first car was offered in the U.S. in 1999. This trend shows no signs of slowing, and Travelers intends to serve this growing market with innovative products to meet the changing needs of our customers.

The research that goes into the projects these kids do is phenomenal. It's a good way to get them prepared for college.

We will enhance coordination of proposed sequencing projects through the Biological and Environmental Research Microbial Sequencing Program or the Joint Genome Institute's Community Sequencing Program.

Most research projects just look at impacts on biodiversity and land degradation without integrating socioeconomic factors. Changes in social systems are all reflected in the environment. It is critical to link the two.