The rise in auto and other consumer loan delinquencies reflects the avalanche of layoffs over the past year and a half. Until job growth gains upward momentum, relatively high levels of delinquencies will remain.
James Chessen
Related I like to open for a band as it brings on sort of a challenge and it makes things more interesting. ... KELLY JONES We expect to see a modest rise in delinquencies in the quarters ahead. DOUG DUNCAN The increase of delinquencies is not surprising. We have been expecting an up-tick in delinquencies ... DOUG DUNCAN Continued strong economic growth and falling gas prices in the fourth quarter leaves me hopeful that... JAMES CHESSEN As rebuilding efforts take hold and job growth gains momentum, consumers' confidence should rebound ... LYNN FRANCO The effects of Hurricane Katrina in Louisiana and Mississippi are reflected in the overall level of ... DOUGLAS DUNCAN The first half of the year will be solid as the momentum we have seen in the last two quarters will ... JOSEPH TAN We are seeing good income growth and consistently good job growth, so the consumer remains in relati... GERALD ZUKOWSKI What is the Other?" they ask. The Other is the one who taught me whatI should be like, but not ... PAULO COELHO It's a good sign that the consumer has some momentum going into the start of the year and that proba... PATRICK FEARON The acceleration of loan growth will add further fuel to the current growth momentum and we see upsi... HONG LIANG Over the past 12 months, we have expanded our loan portfolio and anticipate that because of the high... BRIAN PETERS We had forecast a loan growth of 30 percent (this year) and in the first half it was 32 percent. ANIL KHANDELWAL We went into the new year with pretty good momentum and those job gains are spread across nine of th... HOWARD ROTH What the delinquencies tell us is that there are more people who are under financial stress. The ris... JAMES CHESSEN The history of the past is but one long struggle upward to equality. ELIZABETH CADY STANTON Market conditions have deteriorated more than we anticipated, as reflected by numerous news accounts... ALAN GRAF The past is somewhere we can walk with our memories Never with our footsteps MIMI NOVIC I think the Fed has at least one further tightening in June and another one in August. Until the Ame... NED RILEY An Indigo Bunting let out a trill, a cheery song, reminding me of better days, of hope and happiness... CHERYL R COWTAN The historical low delinquency rate was 3.9 percent in the late 1970s, while the historical high for... DOUG DUNCAN Despite the strong domestic demand, high oil prices and rising food prices, inflation remains relati... DENNIS DYKES After the sharp rise in gasoline prices, we believe that crude and transportation fuel prices will r... FRANCISCO BLANCH We expect modest rises in delinquencies in the quarters ahead, particularly as related to Hurricane ... DOUGLAS DUNCAN The momentum we saw coming into the second quarter has all but disappeared as businesses continue to... LOREN LOVERDE Unemployment is sufficiently high, and the economy has just come out of a relatively mild recession,... CHARLES LIEBERMAN The increase is due largely to the decline in consumer confidence during 2005 as a result of concern... ANDREW WOLLASTON Looking at the elementary schoolers in their colorful T-shirts from various day camps, Percy felt a ... RICK RIORDAN To get over the past, you first have to accept that the past is over. No matter how many times you r... MANDY HALE You must save what you can of your life; you musn't lose it all simply because you've lost a part. HENRY JAMES I don't know if I have a favorite color. KATE MIDDLETON It's very special having a new little girl. KATE MIDDLETON Higher claims suggest slower job gains, which should dampen income growth, consumer spending, and ov... STEVEN WOOD This past year has seen the sharp rise in fuel prices more than offset the efficiency gains and a st... BRIAN PEARCE Only by acceptance of the past, can you alter it. T.S. ELIOT Pastor Smith did not have the religious constitution needed to provide salvation for any of us who�... CHERYL R COWTAN Empathy is the new measurement of everything. It doesn't matter what religion you have, what God you... C. JOYBELL C. If job cuts in the auto industry continue and we start to see consistently high job-cut numbers from... JOHN CHALLENGER The unfortunate thing is that, sometimes, we slip, but, fortunately, consciously or unconsciously, w... ERNEST AGYEMANG YEBOAH TUI underperformed in the past half year, making the stock relatively cheap and more interesting for... EGGERT KULS In searching for himself, he had come to understand that he was defined by selflessness SOROOSH SHAHRIVAR At a certain point in their historical lives, social classes become detached from their traditional ... ANTONIO GRAMSCI I'm always highly irritated by people who imply that writing fiction is an escape from reality. It i... FLANNERY O'CONNOR Hard to restrain, unstable is this mind; it flits wherever it lists. Good it is to control the mind.... GAUTAMA BUDDHA Slower U.S. growth may reduce growth in oil demand in the second half of the year. We are seeing pro... DARIUSZ KOWALCZYK ... I realized that my father had learned something in his recovery that I still hadn't totally gras... RENEE CARLINO But you have to let go of it sometime, Gaby. You can't change the past, any of it, and hanging on ju... SOHEIR KHASHOGGI Business investment is on the rise, manufacturing activity is gaining momentum, and sustained job gr... BRIAN WESBURY Any death is stupid from the viewpoint of whoever is undergoing it, Adam One used to say, because no... MARGARET ATWOOD When each and every believer rises up to serve others and function according to their capacity, the ... HENRY HON Upward rating potential exists, but will need to be accompanied by some combination of a reduction i... LIZ SWEENEY In a world in which the common rule which binds and regulates what the general masses feel is underm... ERNEST AGYEMANG YEBOAH The past ignorance has great lessons for us in our present day. Until we take real lessons from the ... ERNEST AGYEMANG YEBOAH We have tears in our eyes As we wave our goodbyes, We so loved being with you, we three. ROALD DAHL Percy was getting tired of water. If he said that aloud, he would probably get kicked out of Po... RICK RIORDAN Spain's strong consumer spending is backed not only by job creation but also by a significant rise i... CARMEN NUZZO Absoballylutely top hole, wot. A and B the C of D I'd say. . . Above and Beyond the Call of Duty. BRIAN JACQUES As bright examples of great qualities are but too uncommon among Christians, so are they singular an... JAMES FENIMORE COOPER While global economic growth rates have slowed from the exceptionally high levels of 2004, the emerg... DON ARGUS We pay a price for everything we get or take in this world; and although ambitions are well worth ha... L.M. MONTGOMERY At the end of the warehouse was a dais constructed from pallets of books: stack of vampire novels, w... RICK RIORDAN Manufacturing job losses in the second half of 2005 pushed Arkansas' overall job growth for the four... ERNIE GOSS It's pretty good job growth. Revised numbers show job growth was stronger than we thought in the sec... HOWARD ROTH Life begins somewhere and ends somewhere with time but to get somewhere with the life you have depen... ERNEST AGYEMANG YEBOAH Now is the only time we have, and the only time that we have any control over. RICHARD CARLSON Despite low unemployment, wage growth remains contained. With job gains slowing, the risks from wage... BILL EVANS Our personal past is only available to us now through black-and-white film, it's a medium for commun... FRANK LENTRICCHIA She wasn't bitter. She was sad, though. But it was a hopeful kind of sad. The kind of sad that just ... STEPHEN CHBOSKY So, I guess we are who we are for alot of reasons. And maybe we'll never know most of them. But even... STEPHEN CHBOSKY I love my mom so much. I don't care if that's corny to say. I think on my next birthday, I'm going t... STEPHEN CHBOSKY We Are All Infinite STEPHEN CHBOSKY (All the grief she had suffered over her lifetime had moulded her face into a mask of eternal sadnes... JEAN SASSON You can't just sit there and put everyone's lives ahead of yours and think that counts as love. You ... STEPHEN CHBOSKY I saw other people there. Old men sitting alone. Young girls with blue eye shadow and awkward jaws. ... STEPHEN CHBOSKY That one moment when you know you are not a sad story. You are ALIVE. STEPHAN CHBOSKY Somos quienes somos por un montón de razones.Quizás nunca conozcamos la mayoría de ellas.Pero aun... STEPHEN CHBOSKY Ambos dijeron que tomara asiento y parecían hablar en serio, así que me senté. STEPHEN CHBOSKY I know these will all be stories some day, and our pictures will become old photographs. We all beco... STEPHEN CHBOSKY So I guess we are who we are for a lot of reasons. And maybewe'll never know most of them. STEPHEN CHBOSKY So I guess we are who we are for a lot of reasons. And maybe we'll never know most of them. STEPHEN CHBOSKY There's nothing like the deep breathes after laughing that hard. Nothing in the world like a sore st... STHEPHEN CHBOSKY no more pencils, no more books, no more teachers' dirty looks, when the teacher rings the bell, drop... STEPHEN CHBOSKY I don't know the significance of this, but I find it very interesting. STEPHEN CHBOSKY Maybe it’s sad that these are now memories. And maybe it’s not sad. STEPHEN CHBOSKY The earnings momentum from the prior fiscal year has been maintained despite some slowing in economi... RALPH NORRIS Japan's consumer spending is pretty firm, and it's expected to pick up momentum further in the next ... TAKUJI AIDA The ascendancy over men's minds of the ruins of the stupendous past, the past of history, legend and... ROSE MACAULAY Over the past 21 years several businesses have been established or expanded through the use of sub-p... DEWEY SCOTT Interest rates remain at relatively low levels and consequently the mortgage business remains robust... HOWARD ATKINS We still should have enough time to reach Rome.” Hazel scowled. “When you say should hav... RICK RIORDAN This is Buford,” Leo announced. “You name your furniture?” Frank asked. RICK RIORDAN He’d learned years ago it was better not to dwell too much on who was related to whom on the godly... RICK RIORDAN Did someone just call me the wine dude ?” he asked in a lazy drawl. “It’s Bacchus, pleas... RICK RIORDAN Reyna looked at Percy without much hope. “You do have a plan?” Percy wanted to step ... RICK RIORDAN Percy blinked. “So your brother is a winged horse. But you’re also my half brother, which means ... RICK RIORDAN I can’t believe how much this place has grown,” Hazel muttered. The taxi driver grinned in... RICK RIORDAN The mark of a real man, is a man who can allow himself to fall deeply in love with a woman. But the ... C. JOYBELL C. She said 'Over my dead body!' so I took her at her word. DIANA WYNNE JONES The end of the world is a strange concept. The world is always ending, and the end is always being a... NEIL GAIMAN Nuclear, ecological, chemical, economic — our arsenal of Death by Stupidity is impressive for a sp... JEANETTE WINTERSON
More James Chessen
The industry is very sensitive to the fact that delinquencies have risen over the last two years. Th... JAMES CHESSEN Continued strong economic growth and falling gas prices in the fourth quarter leaves me hopeful that... JAMES CHESSEN Signs of financial stress still are present. The persistent interest rate increases by the Federal R... JAMES CHESSEN She is so smart, it's scary. She's very much a theoretician, but it's always directed toward what's ... JAMES CHESSEN My concern is many people are having financial difficulties. Personal savings rates are down. There ... JAMES CHESSEN Gas prices don't look like they are coming down any time soon. Today, it costs $500 more than it did... JAMES CHESSEN What we're recommending is that people take out as much cash as they would need for a long weekend. ... JAMES CHESSEN The last two quarters have not been pretty. Gas prices are taking huge chunks out of wallets, leavin... JAMES CHESSEN What the delinquencies tell us is that there are more people who are under financial stress. The ris... JAMES CHESSEN Gas prices are taking huge chunks out of wallets, leaving some individuals with little left to meet ... JIM CHESSEN Richie Rich, Keoki, Amanda LaPore are really successful. They've joined the culture at large. JAMES ST. JAMES I came to NYU to study experimental theater. Shortly thereafter, I was featured in a 'Newsweek... JAMES ST. JAMES The true nature of evil is that it is so very casual. JAMES ST. JAMES Why, oh why, must we always go through pigs to get our truffles? JAMES ST. JAMES I would go to the all-night grocery store and pretend that I was at Studio 54 because it was the onl... JAMES ST. JAMES We danced on the lip of the volcano, so to speak. We were young, too. And New York was still a big, ... JAMES ST. JAMES I'll always be a party monster. I'll always love getting dressed up. JAMES ST. 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JAMES MADISON In order to judge of the form to be given to this institution the Senate, it will be proper to take ... JAMES MADISON War contains so much folly, as well as wickedness, that much is to be hoped from the progress of rea... JAMES MADISON The constitution supposes, what the History of all Governments demonstrates, that the Executive is t... JAMES MADISON I think it absolutely necessary that the President should have the power of removing his subordinate... JAMES MADISON It will be of little avail to the people, that the laws are made by men of their own choice, if the ... JAMES MADISON A popular Government, without popular information, or the means of acquiring it, is but a Prologue t... JAMES MADISON Love is the strange bewilderment that overtakes one person on account of another person. JAMES THURBER Love is what you've been through with somebody. JAMES THURBER Buy a book in brown paper From Faber and Faber To see Annie Liffey trip, tumble and caper. JAMES JOYCE British actors are pretty good, by and large, at turning on at 'action' and off at 'cut.... JAMES PUREFOY Obscene salaries send the wrong message through a company. The message is that all brilliance emanat... JAMES SINEGAL I spent two years playing open mic nights in Brighton, and I heard more and more people saying, '... JAMES BAY I really like playing people who are exciting to watch and who burn brightly. JAMES PUREFOY No, men and women of the Irish race, we shall not fight for England. We shall fight for the destruct... JAMES LARKIN I loathe the expression What makes him tick. It is the American mind, looking for simple and singula... JAMES THURBER Your parents are the parents you know best. Your brother and sister, if you have them, are the broth... JAMES SALTER Yet nightly pitch my moving tent, a day's march nearer home. JAMES MONTGOMERY Until the nineteen-seventies, Western countries paid little attention to corruption overseas, and br... JAMES SUROWIECKI Undisclosed and illegal payments, kickbacks, and bribes became a way of doing business at FIFA. JAMES COMEY But what is all this fear of and opposition to Oblivion? What is the matter with the soft Darkness, ... JAMES THURBER All are equal Death lays his icy hand on kings: Sceptre and crown Must tumble down, And... JAMES SHIRLEY Editing should be, especially in the case of old writers, a counseling rather than a collaborating t... JAMES THURBER Some American writers who have known each other for years have never met in the daytime or when both... JAMES THURBER When all things are equal, translucence in writing is more effective than transparency, just as glow... JAMES THURBER I am against bigness and greatness in all their forms, and with the invisible molecular moral forces... WILLIAM JAMES The most violent revolutions in an individuals beliefs leave most of his old order standing. Time an... WILLIAM JAMES On the cold cheek of Death smiles and roses are blending,
And beauty immortal awakes from the tomb... JAMES BEATTIE Be ignorance thy choice, where knowledge leads to woe. JAMES BEATTIE Besides great climates and lovely beaches, California and Greece share a fondness for dysfunctional ... JAMES SUROWIECKI I was a Chicago Bulls, Michael Jordan fan growing up. LEBRON JAMES Bulls don't read. Bears read financial history. As markets fall to bits, the bears dust off the ... JAMES BUCHAN We have two programs dealing with bulletproof vests, two different systems of actually distributing ... JAMES LANKFORD For me, the bulimia was about stuffing my emotions. So I stopped suppressing my feelings. CHERYL JAMES As a technology, the book is like a hammer. That is to say, it is perfect: a tool ideally suited to ... JAMES GLEICK The fact is, an America's Cup team is more than a sailing team. It's anywhere from sort of 8... JAMES SPITHILL