The three step key to happiness when everything is down - Redemption, Reconstruction and Recover

There is nothing more appalling than to be guided in the wrong direction

That step-back three was not bad.

It's not about worthiness, it's about willingness.

Trust is the first step to love.

Reconstruction efforts are going to place upward pressure on construction material, and this could add another two percent to three percent to new home costs in the coming months, but should be balanced out by slightly lower mortgage rates.