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The underlying trends look positive, and I'm encouraged by stability in the margin and strength in loan growth.


Joe Morford

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I like to open for a band as it brings on sort of a challenge and it makes things more interesting. ...
KELLY JONES The bottom-line (earning-per-share) number was a little better than expected, but some of the underl...
JOE MORFORD Our 3 percent increase in net income was driven by strong loan growth, an improved net interest marg...
ROBERT GRISWOLD Now is the only time we have, and the only time that we have any control over.
RICHARD CARLSON Sometimes, how others look at it must not be how you should see it! Sometimes, how it means to other...
ERNEST AGYEMANG YEBOAH Deposit growth year to date has not been sufficient to fund loan growth or to prevent further contra...
GEORGE SCHAEFER While we continue to be concerned about the price of fuel, we are encouraged by the strength of the ...
DONALD CARTY Now is the only time we have, and the only time we have any control over.
RICHARD CARLSON It was frustrating to still be in the dark about something and be given only so little light.
LAUREN LOLA She was intimidating and all I could do was sit back on the couch as she paced back and forth, slowl...
IN THE MAKING The weakness in the stock market, the fact that the charts and trends look so bad, is going to keep ...
ANDREW BRENNER Make every day count... Even when you think it's the worst day of your life; for you never know when...
SOLANGE NICOLE These positive trends underscore the economic growth we are experiencing across the state.
DIANE RATH Even as we live with the knowledge that each day might be our last, we don’t want to believe it.
SHARON SALZBERG We're looking, hopefully, for a positive sales growth of about 2 percent this year. The stores that ...
BILL BAKER In the beginning it was all black and white.
MAUREEN O'HARA They could play an endless game of hide-and -seek in so many rooms and up and down the halls that in...
EUDORA WELTY When you live in the present, the past is forgotten & the future takes care of itself.
MANDY HALE An emotionally locked person refuses to let go of their sad memories and live in the now.
KILROY J. OLDSTER Use your heart. Understand. Learn to see things
in the now, not as they were or will be, or as ...
E.J. PATTEN In the beginning, there was nothing and from nothing came our species then behold the dawn of music....
GARY F EVANS... I think that the smaller banks are probably going to have more difficulties in the upcoming six-to-1...
ANDY COLLINS Life is neither a glorious highlight reel nor a monstrous tragedy. Every day is a good day to live a...
KILROY J. OLDSTER The battle is not physical, it is spiritual and your mind is the battleground. Keep your mind pure a...
JEANETTE CORON The economic environment remained supportive of overall loan growth in 2005, while the rate of growt...
CRAIG BENNETT We have tears in our eyes
As we wave our goodbyes,
We so loved being with you, we three. ROALD DAHL Look at growth, look at how much time people spend on the Net and look at the variety of things that...
MEG WHITMAN Industry Report Card: Canadian Metals And Mining. Globally, rating trends in the metals and mining s...
DONALD MARLEAU We are encouraged by September's revenue strength and, unless the recent stock market volatility and...
GERALD GREENWALD We fall back into the past, we jump ahead into the future, and in this we lose our entire lives.
THICH NHAT HANH The time has come," the walrus said, "to talk of many things: Of shoes and ships - and sealing wax -...
LEWIS CARROLL Fool! Never wait on a man! Let him wait on himself!
V.C. ANDREWS Not," Swift said firmly, "for all the tea in China."
"That expression has never made sense to m...
LISA KLEYPAS She’d lost so much in the process of becoming Zyne, but somewhere in the middle of it all, she’d...
GWEN MITCHELL Look at growth, look at how much time people spend on the Net and look at the variety of things that...
MEG WHITMAN The objective is to slow down investment growth and loan growth.
MA JUN I have always wished the present to resemble memory: because the present can be flat at times, and b...
LYDIA MILLET To get over the past, you first have to accept that the past is over. No matter how many times you r...
MANDY HALE Yes, I know that now that there is truth in beauty and beauty in truth. My nature is to be depressiv...
ABIGAIL GEORGE Wherever you are, be there. If you can be fully present now, you’ll know what it means to live.
STEVE GOODIER Rise up & attack the day with Passion. The struggle you're in today is developing the strength y...
NAPZ CHERUB PELLAZO I’d wish it were easier to not allow other people’s pasts to create my own present.
JONATHAN HARNISCH [Coke's] underlying business trends are as strong as they've been. There's no slowdown in that.
ANTON BRENNER No, of course not. But surely you know your affair couldn't go on forever."
"Forever has no mea...
ELLEN HOPKINS A perfectly decent fellow may be driven by circumstances to commit a crime and if he's found out he'...
W.SOMERSET MAUGHAM Let me repeat. I have not read all the work of this present generation of writing. I have not had ti...
WILLIAM FAULKNER I hate saying corny things like "traveling incognito." But when I'm with somebody that's corny, I al...
J.D. SALINGER “Love is not to be discovered but felt.It is brewing in air across universe.One needs only open ey...
ANUJ SOMANY I promise myself that I will enjoy every minute of the day that is given me to live.
THICH NHAT HANH You can't go back to how things were. How you thought they were. All you really have is...now.
JAY ASHER Life is a journey, not a destination.
RALPH WALDO EMERSON It is so torturous to be in the crowd not only because the voice there is usually loud, but also oft...
ANUJ SOMANY When you grow up there are things that you would love to do make your father proud is one and have f...
GARY F EVANS... It seems like all the best people have all the worst habits.
THOMAS WALLACE SCHERZER A person who lives truly in present time is dependent on oneself only not on sycophants’ people.
ANUJ SOMANY I had a best friend once 20 years down the line a friendship that you just do not get now, i regarde...
GARY F EVANS... Tongues are a miraculous manifestations of being filled with the Holy Ghost.
PST ADELAJA SUNDAY The Buddha told him, "When we sit, we know we are sitting. When we walk, we know we are walking. Whe...
THICH NHAT HANH She plucked the blossoms from the bag and arranged them, one by one, in the water glass on her dress...
SARAH JIO Tomorrow is tomorrow.
Future cares have future cures,
And we must mind today.
SOPHOCLES To him, even the momentary was momentous.
G.K. CHESTERTON ‎You can clutch the past so tightly to your chest that it leaves your arms too full to embrace the...
JAN GLIDEWELL I’m pretty sure there are some things in the dark that we’re not meant to see.
KARINA HALLE I know,” said November. He was pale and thin lipped. He helped October out of the wooden chair. �...
NEIL GAIMAN On the positive side, our services revenue grew by nearly $1 billion and this business made a major ...
LOUIS GERSTNER Yet, we are encouraged by the fact the U.S. government is seriously concerned about the establishmen...
ANTON BALASINGHAM There is no such thing as objectivity. We are all just interpreting signals from the universe and tr...
BONES THE DOCTOR IN THE PHOTO We are encouraged by very strong 1Q06 trends, which indicate that these concerns clearly haven't mat...
GREGORY BADISHKANIAN Art must be parochial in the beginning to be cosmopolitan in the end.
GEORGE A. MOORE Nothing cuts a neural route faster through the brain then a pinch of pain. Periods of unhappiness pe...
KILROY J. OLDSTER That’s what I liked about those nuns. You could tell, for one thing, that they never went anywhere...
J.D. SALINGER Going into the year, our No. 1 challenge was to improve sales trends at Taco Bell and KFC, and I am ...
DAVID NOVAK The goal of any spiritual person is to strive towards attaining self-realization by living spontaneo...
KILROY J. OLDSTER God is not impressed with what PRECEDES your name, but how you PROCEED in His Name."
BJ NELSON When Luke had descended into the River Styx, he would've had to focus on something important that wo...
RICK RIORDAN We can't foresee a good growth scenario in Europe. This is convincing investors to look for other ma...
FILIPPO DE LUCA Write to Say something,
Say to Make something,
Make to Be something.
SHASHIDHAR SA Although our overall results were adversely affected by difficult markets, we recorded strong growth...
JACKSON TAI While we have expected weaker trends in orders, we were surprised by the magnitude of the 20% declin...
DANIEL OPPENHEIM We're very encouraged by the growth in digital sales. And while international sales still has a ways...
BISHOP CHEEN Furthermore, it provides us with the flexibility of increasing the scope and breadth of our resort a...
GARRY GOETT Underlying demand is very strong. We continue to be optimistic about China. As you look around the w...
CHIP GOODYEAR I always thought they were fabulous monsters!" said the Unicorn. "Is it alive?"
"It can talk," ...
LEWIS CARROLL Here is one fact 1 minute to finish the class, 1 day to die, one day behind that fact, one day in th...
DEYTH BANGER Your past doesn't actually exist. What you think is your past is a tiny blip of electricity in your ...
DAN PEARCE Our results for fiscal 2000 reflect a year in which we generated positive revenue and earnings growt...
PHILIP KNIGHT He called out to his fellow monks,'Come quickly I am tasting stars.
JOHN GREEN Overall, trends look good and in line with expectations. We were pleasantly surprised to see expense...
JENNIFER THOMPSON People live in fear of bad being out to get them, when in reality, the bad side is there only to be ...
C. JOYBELL C. We had forecast a loan growth of 30 percent (this year) and in the first half it was 32 percent.
ANIL KHANDELWAL These passive investments abroad by Filipinos will come back once the country succeeds in carrying o...
ERNESTO HERRERA All the things that are in the past are in the past.
PABLO SANDOVAL What else? She is so beautiful. You don’t get tired of looking at her. You never worry if she is s...
JOHN GREEN What day is it?"
It's today," squeaked Piglet.
My favorite day," said Pooh.
A.A. MILNE And let me tell you something else, my friend," she said in the precise enunciation of a trained nur...
JAMES JONES Be present in all things and thankful for all things.
MAYA ANGELOU Look at everything always as though you were seeing it either for the first or last time: Thus is yo...
BETTY SMITH Pero diré esto: Cuando los científicos del futuro aparezcan en mi casa con ojos robot y me digan q...
JOHN GREEN I hate saying corny things like 'traveling incognito.' But when I' with somebody that's corny, I alw...
J.D. SALINGER Do not look back and grieve over the past, for it is gone; and do not be troubled about the future, ...
IDA SCOTT TAYLOR MCKINNEY

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JOE MURRAY Having a blank slate is sometimes as daunting as it is exciting.
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JOE PATERNO I have a fear of failure.
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JOE GARAGIOLA You always get a special kick on opening day, no matter how many you go through. You look forward to...
JOE DIMAGGIO Adapting is a common natural way for people to adapt to their environment.
JOE BARTON No fundamental social change occurs merely because government acts. It's because civil society, ...
JOE BIDEN I only wear two rings: a wedding ring and my World Series ring.
JOE GARAGIOLA I'm not a good tourist, I don't like tourism.
JOE SACCO As a longtime practitioner of yoga and a person who's been involved in physical fitness my whole...
JOE ROGAN The menu should be part of the entertainment, part of the dining experience. It's kind of like r...
JOE BASTIANICH We didn't crumble after 9/11. We didn't falter after the Boston Marathon. But we're Amer...
JOE BIDEN I have no problem with cheating. Whatever you can get away with.
JOE TORRE Texans are by nature independent people.
JOE BARTON People don't want Congress dictating what light fixtures they can use.
JOE BARTON Supercookies are legal, but I don't think they should be.
JOE BARTON I tell my environmental friends that they have won. Every issue we look at from an energy perspectiv...
JOE BARTON CO2 is not a pollutant in any normal definition of the term.
JOE BARTON I believe the earth's climate is changing, but I think it's changing for natural variation r...
JOE BARTON I think we should drill up in Alaska.
JOE BARTON