The user types the challenge code into the mobile phone, which validates that the challenge code is genuine. After the user has entered their PIN into the phone, it generates a response code. The user types the response code into the Web bank screen, and the transaction is confirmed.

Justin McAuley

Related Quotes

The cell phone has now become an authentication device. There is no need for banks to issue their customers with online authentication tokens or smart cards.

— Justin McAuley

The challenge that gas station operators are having now is not knowing when the next shipment is coming and how much they will be getting.

— Justin McNaull

And that's been the challenge, making the fear real.

— Justin Long

We haven't played a team with this many accolades offensively. It's a challenge for us, but we feel like we're the best defense in the country. That's how we want to go out.

— Justin Hamilton

When I'm out there fishing, I feel like it's me against the fish, and it's a great challenge. I feel like I'm at home when I'm out in the outdoors. I feel like God has provided me an awesome way to get closer to him through the calmness and the stillness of the outdoors.

— Justin Penticuff

ChallengeFishing