There may be equity left over to give to your heirs but not necessarily. If you really want to leave your home to the kids, you may want to think through whether you want to get a reverse mortgage.

This has created a vehicle for seniors to augment their retirement, get equity out of the home and use it to pay for everyday needs.

In the first quarter of 2006, we're up 56 percent so far.

History is a sly boots, and for a generation of blacks that cannot identify with the frustrations of Jim Crow, and for whites who cannot understand the hard deal that faces working-class blacks, it is difficult to reconcile Hughes's reputation as a poet-hero with his topical verse and uncomplicated prose.

We were trying not to underestimate them but we might have been looking ahead. Fort Myers can go as far as they want to go.

We made several runs but they had an answer for everyone. I hope that no one underestimates them the rest of the way. They're a good team. They play well together and they do all the things that good teams do. They rebound, they play defense, they shoot.