There's not just an objective, dollars-and-cents number. There's also the psychological factor: What are you going to feel comfortable with?

First-time home buyers are the ones who are most interested in the 100 percent financing because they want to use any money that they've saved up for trying to furnish their new home.

It means go and get your fixed-rate right now. It's time to consolidate, if you plan on being in the property long enough.

In order to overcome the spirit that creates war, mothers must begin in the tender years of childhood to teach children that right must be the foundation of all might, that authority can be exercised without the help of fists.

One professor in college told me flat out I wasn't good enough to enter the creative writing program. I saved that letter and promised myself I would send it back to her when my first book came out.

I collect old portraits. They're all just interesting pictures of people, and you just kind of wonder who they were and what they were. There's a guy - I don't know who he is, but he's wearing a suit. He's got his arms folded, and he looks like he sold insurance or something. I'm just wondering why someone painted him.