They basically keep our service centers open, and we couldn't do it without them.

It's a new market, the first service of its kind, serving a different type of customer,

We've seen a big shift in the industry toward better-for-you products. For smaller independent (vending service companies), with not as many resources, it's a challenge.

We look forward to building on the IFS reputation for quality and service. And, although we think the IFS institutional and retail bank funds platform was very successful in its targeted geography in the Midwest, we believe there is a much broader national market opportunity. Therefore, a priority focus for us will be to expand more broadly across the retail marketplace, We envision American Independence as a new kind of investment management firm -- big enough to offer expertise, quality, and choice to serve a variety of investing needs, but not so big that we can't provide the personal or customized service we think our clients seek and value.

I'm sad they're not able to celebrate Purim with their families. Hopefully, they will be happy and excited when they get the boxes.

Happy Purim. Thanks for protecting our country. I think that's the bravest thing anybody could do.