You need to factor in the (interest-rate) differential, as well as the costs of refinancing.
GARY AKRIGHT For the last couple of months, I've been contacting clients and giving them that opportunity. You're...
GARY AKRIGHT They typically had a game plan in mind. A lot of them are still hesitating. Until they really see it...
GARY AKRIGHT They should calculate what their rate would be if adjusted in today's market and compare that with t...
GARY AKRIGHT One of the things that I'm really proud of is that I have really good timing. It's very easy...
GARY VAYNERCHUK I influence anybody who is able to get through the chaos of my first impression.
GARY VAYNERCHUK When I was living in Mexico and writing a book called 'Aztec,' I had to make a deliberate ef...
GARY JENNINGS I hope that people will see that we don't have to sit by the sidelines and watch as the two majo...
GARY JOHNSON For some reason, Superman seems to be held to higher standards on the subject of secret/super identi...
GARY FRANK Keep yourself motivated. You've got to be motivated, you've got to wake up every day and und...
GARY COHN If there were no government-guaranteed student loans, college tuition would be much lower.
GARY JOHNSON You can be the moon and still be jealous of the stars.
GARY ALLAN Somebody said they threw their copy of Dungeons and Dragons into the fire, and it screamed. It's...
GARY GYGAX Both the Winter and the Summer Solstices are expressions of love. They show us the opposition of lig...
GARY ZUKAV When two people in an intimate-couple relationship look at their interactions as opportunities to le...
GARY ZUKAV The more aware of your intentions and your experiences you become, the more you will be able to conn...
GARY ZUKAV A spiritual partnership is between people who promise themselves to use all of their experiences to ...
GARY ZUKAV The spring wakes us, nurtures us and revitalizes us. How often does your spring come? If you are a p...
GARY ZUKAV There is no other way to change something or someone for the better except to occupy it first. The o...
GARY ZUKAV We cannot control what emotions or circumstances we will experience next, but we can choose how we w...
GARY ZUKAV The coming and going of the seasons give us more than the springtimes, summers, autumns, and winters...
GARY ZUKAV The characteristics of an authentically empowered personality are humbleness, clarity, forgiveness a...
GARY ZUKAV We cannot stop the winter or the summer from coming. We cannot stop the spring or the fall or make t...
GARY ZUKAV The heart of the 2008 financial crisis was a coterie of reckless financial executives, working for t...
GARY WEISS Enhanced interrogation is not to be considered lightly, but the use of enhanced interrogation techni...
GARY BAUER I just see religious freedom, as a category, as just being a black hole.
GARY JOHNSON Particularly black Americans, many of them, from quotes that I have seen and conversations I've ...
GARY BAUER People are fed up with the way things are. There is a lot of bitterness out there, a lot of anger ab...
GARY LINEKER I went to Berlin to study psychology but decided that I was more interested in music and started an ...
GARY WRIGHT By the law of averages, there has to be life elsewhere. The universe is so huge, and I don't thi...
GARY WRIGHT I was the first artist, I think, to ever do an all-keyboard album. There were things that resembled ...
GARY WRIGHT Artists were nurtured back in the '70s. Their music was developed by the record companies.
GARY WRIGHT I didn't develop or build synths. I had my technicians modify them for my live stage performance...
GARY WRIGHT I like Anastacia's version of Love is Alive best.
GARY WRIGHT I will be developing artists for my new label. The rest is in God's Hands.
GARY WRIGHT I'm developing artists for my new record label, my son's band, Intangible, being one of them...
GARY WRIGHT In 1972, George Harrison invited me to accompany him on a trip to India.
GARY WRIGHT My music and lyrics became an extension of this Indian philosophy.
GARY WRIGHT The idea to do the album only on keyboards kind of happened by accident. I was quite happy with the ...
GARY WRIGHT The more far-out artists, the better.
GARY WRIGHT We visited Ravi. We didn't study with him, as such.
GARY WRIGHT I scored a movie called 'Endangered Species'. I worked on another movie called 'Staying ...
GARY WRIGHT Music is an extremely powerful force if used properly to uplift people. I believe music should be up...
GARY WRIGHT No one likes to work for free. To copy an artist's work and download it free is stealing. It'...
GARY WRIGHT Music's staying power is a function of how timeless the lyrics, song and production are.
GARY WRIGHT Human attention is limited, and a massive number of newly browsable books from the long tail necessa...
GARY WOLF Books are an ancient and proven medium. Their physical form inspires passion.
GARY WOLF Every day the choristers of the social web chirp their advice about openness and trust; craigslist f...
GARY WOLF The Internet's great promise is to make the world's information universally accessible and u...
GARY WOLF As a science fiction fan, I had always assumed that when computers supplemented our intelligence, it...
GARY WOLF The intersection of political analysis and Internet theory is a busy crossroad of cliche, where fami...
GARY WOLF Sometimes entire categories of craigslist are rendered nearly unusable by spam. Con artists prowl th...
GARY WOLF Steve Jobs has been right twice. The first time we got Apple. The second time we got NeXT. The Macin...
GARY WOLF Though social eugenics was discredited long ago, we still often think of the genome in quasi-eugenic...
GARY WOLF Craigslist is not only gigantic in scale and totally resistant to business cooperation, it is also m...
GARY WOLF Humans make errors. We make errors of fact and errors of judgment. We have blind spots in our field ...
GARY WOLF Being a 911 operator means balancing seemingly contradictory skills. On one hand, operators have to ...
GARY WOLF The fondest dream of the information age is to create an archive of all knowledge. You might call it...
GARY WOLF For all their expertise at figuring out how things work, technical people are often painfully aware ...
GARY WOLF If national safety - the ability to respond to hurricanes, terrorist attacks, earthquakes - depends ...
GARY WOLF During a large disaster, like Hurricane Katrina, warnings get hopelessly jumbled. The truth is that,...
GARY WOLF Beefs against debt collectors are consistently among the top complaints received by both the FTC and...
GARY WEISS Oil futures were originally created to give heating oil dealers, gas retailers, aviation companies a...
GARY WEISS Broadcasts from the floor of the New York Stock Exchange have propelled once-obscure financial journ...
GARY WEISS At their worst, message boards can subject you to mindless braying or outright stock scams. But at t...
GARY WEISS When the Securities & Exchange Commission settled securities-fraud charges against Richard Harri...
GARY WEISS George Soros is one of the few characters from the world of finance who deserves to be called larger...
GARY WEISS India may be the only country in the world that has been free of anti-Semitic prejudice throughout i...
GARY WEISS People are told their rights when they're arrested. Consumers getting collection letters are ent...
GARY WEISS With such enormous bucks devoted to trading in oil and other commodities, the distortions that they ...
GARY WEISS Even a casual reader of the financial pages knows that microcaps are a perennial headache for regula...
GARY WEISS Mutual funds dare to be average. In fact, they dare to be lousy. They have long since ceased strivin...
GARY WEISS I've met Dick Syron. I like the guy. He's a man's man kind of character, a real charmer,...
GARY WEISS Indians are sometimes accused of being condescending toward Westerners and of being excessively prea...
GARY WEISS The flip side of humiliation is pride.
GARY WEISS Humiliating events have a way of capturing the public's imagination. So it has been since antiqu...
GARY WEISS Some hedge fund managers have made big bucks trading oil futures - George Soros is one.
GARY WEISS In the U.S., diversity is a politically correct slogan. In India, it is a historical fact. Much as w...
GARY WEISS Excessive hype, bankruptcy, cash burning like autumn leaves - such is the stuff of short-selling.
GARY WEISS One problem with the focus on speculation is that it tends to promote the growth of the great intell...
GARY WEISS You can't believe the government - on anything. And you especially can't believe them when t...
GARY WEBB After spending three years of my life looking into this, I am more convinced than ever that the U.S....
GARY WEBB Beaujolais is so underrated.
GARY VAYNERCHUK Nobody walks this earth thinking he's better than I think I am - I think I'm great. At the s...
GARY VAYNERCHUK Storytelling is the game. It's what we all do. It's why Nike is Nike, it's why Apple is ...
GARY VAYNERCHUK The reason we love our parents is because they loved us first. Every single company should take this...
GARY VAYNERCHUK Be reactionary. React to what the market wants. And the market wants one-on-one real time engagement...
GARY VAYNERCHUK The world has changed - through technology, through wine-making techniques, the quality of wine is g...
GARY VAYNERCHUK It's insane to me to ask anybody to be what they're not. Know what you know the best, love t...
GARY VAYNERCHUK I love people, and the hustle.
GARY VAYNERCHUK When I hear people debate the ROI of social media? It makes me remember why so many business fail. M...
GARY VAYNERCHUK I am wired like a CEO and care a great deal about the bottom line, but I care about my customers eve...
GARY VAYNERCHUK Stop doing things that waste time. Don't replace time with your family or things that you need t...
GARY VAYNERCHUK The chef that grew up with the grandma who cooks tends to always beat the chef that went to the culi...
GARY VAYNERCHUK My dad passed on asthma to me. It's kind of ironic because he outgrew it at 13.
GARY VALENTINE The key in controlling my asthma is pretty simple: I have a good professional diagnosis, and I follo...
GARY VALENTINE Asthma doesn't affect me, even though I have it. It can seem like it wants to act up a little if...
GARY VALENTINE I love everything about playing for Newcastle, the club, the fans and the city.
GARY SPEED I have won 85 caps and have had a great career with Wales and have enjoyed every minute of it.
GARY SPEED Everyone tells me to play as long as you can. Sometimes, it goes in one ear and out the other.
GARY SPEED If I had my time again and was able to change one thing from my career then I wouldn't have reti...
GARY SPEED A lot of people still disregard something like yoga. I would have as a young player. I would have be...
GARY SPEED If you've got aspirations to be a manager or coach, obviously coaching your country would be a g...
GARY SPEED You've got to believe you can get a result from the game.
GARY SPEED I think it's unfair to criticise someone for not being Welsh, but the smaller the nation, the mo...
GARY SPEED Everyone I know is fervently proud to be Welsh but you try not to be preachy about it. It's diff...
GARY SPEED Goal scoring is a recurring theme. If you aren't scoring then you aren't going to win games....
GARY SPEED I started a theater called Steppenwolf. We've been very supportive of the veterans there.
GARY SINISE I'm not like one of those actors who's a frustrated director.
GARY SINISE I save money when I'm working so that I never have to take a role simply to pay the bills.
GARY SINISE But I've got more to learn, too. I don't feel like I'm done or I know it all.
GARY SINISE If you're missing three or four limbs, you have special challenges going forward. And the last t...
GARY SINISE I'm thrilled I can make a living doing something I enjoy.
GARY SINISE I can honestly say that I've done everything I've wanted to do, always. Not without difficul...
GARY SINISE The chance to play a romantic character who kisses somebody onscreen was one of the elements that ma...
GARY SINISE I do spend a lot of weekends on the road. I have to pace myself. It can be pretty busy, but I'm ...
GARY SINISE I have veterans in my family. But I didn't know anything about DAV, Disabled American Veterans.
GARY SINISE I study to learn, to be an educated person.
GARY SINISE You've got to keep taking certain risks, because my priority is in acting, it's not in movie...
GARY SINISE I've worked with a lot of really fine actors, both on stage and on screen. The level of their ga...
GARY SINISE I go into military communities and do fundraisers and that kind of thing with the band, because I kn...
GARY SINISE My mission is to support our service members. They're volunteers, and if they're going to go...
GARY SINISE You learn from things that don't go well, and you try to capitalize when they do. You build on t...
GARY SINISE The University of Southern California has a wonderful social work department, and I was thrilled to ...
GARY SINISE Careers, like rockets, don't always take off on time. The trick is to always keep the engine run...
GARY SINISE Yeah, I volunteered to support the troops, and get out there and show them that we care about them.
GARY SINISE I have a love/hate relationship with just about everything, but certainly with America.
GARY SHTEYNGART In a strange way, I expected Russia to become more like America since the Soviet Union collapsed, bu...
GARY SHTEYNGART I read real books. On paper. You know, those printed books? I feel like this is the last thing I do ...
GARY SHTEYNGART I think what will happen is that fiction will become more like poetry. As in, the only people who re...
GARY SHTEYNGART I took an acting class with Louise Lasser, Woody Allen's first wife and co-star in many movies. ...
GARY SHTEYNGART American fiction is good. It would be nice if somebody read it.
GARY SHTEYNGART Without humor, I cannot go on and I doubt many of my readers would go on either. Humor is so importa...
GARY SHTEYNGART I just want fiction to remain a vital force for entertainment and not just for contemplation. Both t...
GARY SHTEYNGART If I still lived in Russia, I'd be dead... or a really effective oligarch.
GARY SHTEYNGART That's what I always liked about science fiction - you can make the world end. Humour is my mult...
GARY SHTEYNGART I'd love to have a 19th Century Russian book club where all the members had to act like the pret...
GARY SHTEYNGART A lot of the ways of advertising a book - the cover, whether somebody sees it on a subway or sees it...
GARY SHTEYNGART I always think that good writers should be growing up on the brink of death - it really lets them se...
GARY SHTEYNGART In America, everyone writes but no one reads. Everyone's writing all day long - sending emails, ...
GARY SHTEYNGART I don't have many possessions, apart from my books.
GARY SHTEYNGART I love things on the decline because that's really the natural progression of our lives. We'...
GARY SHTEYNGART I love Paul Giamatti - God, that man is like a walking Chekhov. His connection to humanity is unbeli...
GARY SHTEYNGART Silence has been destroyed, but also the idea that it's important to learn how another person th...
GARY SHTEYNGART I write almost entirely in bed or on a couch with my feet up on the coffee table. I feel most creati...
GARY SHTEYNGART Communications devices were always used to effect change, to effect revolution. Telephone, telegraph...
GARY SHTEYNGART The best thing about the iPhone is this that tells me where I am all the time. There's never a n...
GARY SHTEYNGART When civilization takes a nose dive, how can you look away? You've got to be there. You've g...
GARY SHTEYNGART Good fiction makes me turn off all the other parts of my brain, so that I become quiet and submissiv...
GARY SHTEYNGART I like the map feature on the iPhone that tells me where I am, because I travel a lot.
GARY SHTEYNGART In feature films, unless there was a body count, they weren't hiring me to direct it.
GARY SHERMAN Television offered me the opportunity to do new things; I had written a lot of scripts other than sc...
GARY SHERMAN I love making movies, but a movie becomes your entire life for, like, two to two and a half years. T...
GARY SHERMAN You get an audience to laugh and then show them something horrific, it's going to be even more h...
GARY SHERMAN I'm very much against war; I'm very much against terrorism of any kind. I find terrorism to ...
GARY SHERMAN The gruesomeness of 'Death Line' was an absolute necessity for me to bring up the political ...
GARY SHERMAN The whole idea of 'Death Line' was to kind of highlight class distinctions in England more t...
GARY SHERMAN Having been subjected to the pigeonholing of Hollywood myself, I realized that once you become a stu...
GARY SHERMAN One of the great things going on in Chicago is the educational facilities here. And the largest film...
GARY SHERMAN I know what it is like to fear violence. I understand the adrenalin rush that comes before violent c...
GARY SHERMAN I have this data bank garbage can in the back of my head that is an emotional collection of events t...
GARY SHERMAN I think that we, as a civilization, need to sit down and figure out how to solve political problems ...
GARY SHERMAN I'm not one of those people who have to try and remember what they told people, because I always...
GARY SHEFFIELD In L.A., wives can fly on the plane; with the Yankees, they can't. With other teams, the wives a...
GARY SHEFFIELD I've played for teams that were family-oriented organizations. They made you feel like family. T...
GARY SHEFFIELD I thought I knew there was a God. I always acknowledged that, but at the same time, I didn't liv...
GARY SHEFFIELD I am sure it will be mentioned and debated but from my standpoint I know who is in the Hall of Fame....
GARY SHEFFIELD Well, everybody is trying to make this a money thing. If you send me to another team, let's see ...
GARY SHEFFIELD I've been the best player on every team that I played on, so if I can't be the poster child ...
GARY SHEFFIELD Black players had an issue with Joe Torre. They weren't treated like everybody else. Even I got ...
GARY SHEFFIELD When you challenge me, I like my chances in a fistfight. On the field, I use the same approach. I...
GARY SHEFFIELD When you see Major League Baseball putting academies in other countries, obviously that throws up a ...
GARY SHEFFIELD Regardless of what you're searching, you ain't gonna find it until you include God. Because,...
GARY SHEFFIELD If I'm coming in at 4:00 in the morning and my kids have been in bed since 8:00, 9:00, that'...
GARY SHEFFIELD I trust no one totally.
GARY SHEFFIELD I had no interest in steroids. I didn't need them, and I didn't want them. I never wanted th...
GARY SHEFFIELD Most people figured I'd be in jail. I've been proving people wrong my whole life.
GARY SHEFFIELD The rage was in me, and if it wasn't for the rage, then I wouldn't know how to be calm. They...
GARY SHEFFIELD This is what people don't understand. When they might see me do something that's not 'Go...
GARY SHEFFIELD There are not many people on Team Gary. Actually, it's two people. My kids.
GARY ROSS The dynamic range of a digital camera is not that much greater than film, particularly if you push t...
GARY ROSS My '50s were different than other people's '50s. The myth didn't permeate our world,...
GARY ROSS The great seats of power tend to be wide and open, not vertical and soaring. Red Square, Tiananmen S...
GARY ROSS I love 'Chaplin'; I mean I really love 'Chaplin.' I just think there's a grace a...
GARY ROSS Despite recent speculation in the media, and after difficult but sincere consideration, I have decid...
GARY ROSS In a complex and troubling world, who wouldn't want to simplify? Everybody does. Everybody wants...
GARY ROSS There's something so wonderful about writing in rhyme where it isn't just the meaning of the...
GARY ROSS Family entertainment is really very necessary in our culture. Look how profitable they are. It's...
GARY ROSS I mean, in 'Big' and 'Pleasantville,' it's a journey that the characters go on w...
GARY ROSS Ultimately, so much Dr. Seuss is about empowerment. He invites us to disappear into our imagination ...
GARY ROSS Really, each era has its own false nostalgia. We all put a picket fence up around something. For my ...
GARY ROSS 'Harry Potter' created a generation of readers in an era when kids could have disappeared in...
GARY ROSS I don't understand people who dream in black and white. I just don't get it. My dreams have ...
GARY ROSS Why is every great children's story about a journey? Maybe that's because we are always on o...
GARY ROSS As we all know... golf is a puzzle without an answer.
GARY PLAYER I've traveled more than any human being who's ever lived.
GARY PLAYER You must work very hard to become a natural golfer.
GARY PLAYER Golf is a puzzle without an answer. I've played the game for 40 years and I still haven't th...
GARY PLAYER If there's a golf course in heaven, I hope it's like Augusta National. I just don't want...
GARY PLAYER We create success or failure on the course primarily by our thoughts.
GARY PLAYER