They had personnel at our conference stand up and say if you cannot find a reason to move the loan over to the STAR program, contact us and we'll help you find a reason to move it over, because they had insufficient funding.

Large loans subsidize small loans.

These guys were fearsome. They could deter anything but a minor army.

It's a piecemeal mix of problems, a combination of neglect, looting and vandalism, as well as the very specific theft of art objects. When you look from afar, you think, 'war damage,' but it's really many different things.

We're fairly well down the track of deciding who the customers will be.

There is a reason why Iran and Syria do their best to destabilize the situation in Iraq because they know that if Iraq is allowed to develop as a strong, Muslim state but with secular democratic government, then it's the best argument you can possibly have for people in Iran and in Syria to say 'Why don't we have some of that democracy? Why don't we have proper civil and human rights, too,'