They were very close and knew each other extremely well and wanted to spend their retirement years together.

By joining our companies together, we will dominate the two fastest growing segments of the financial services industry, retirement savings and international markets, ... This marriage is a great cultural fit, with complementary businesses and a distribution network that is second to none.

We've been through a lot.

They were retired people who worked all their lives. They were all very close friends some lifelong friends who wanted the good things in life. They loved to travel together.

All their responsibilities were behind them.

Tip #3: Taking the Next Step(s)