They're just bleeding money. You can see why they need additional money to survive.

I'm staggered by the question of what it's like to be a multimillionaire. I always have to remind myself that I am.

Iraq was awash in cash - in dollar bills. Piles and piles of money. We played football with some of the bricks of $100 bills before delivery. It was a wild-west crazy atmosphere, the likes of which none of us had ever experienced.

It shows the brazenness of the people who were around those sums of money and what they thought they could get away with.

They're certainly beginning to spend more money on the course. I think the people who play are pretty impressed.

In 2006, we have a number of initiatives in our wealth management and insurance business which will take advantage of the increasing size of our retail customer base.