This allows a lot more opportunities to be quick and self-determining in these matters. That's big for us.

Having a year under our belts will give us the opportunity to go into next year's process a little more educated and a lot more efficient.

A self-sustaining recovery depends on job growth. And I think we will get some going forward.

[There was] a remarkable, if misplaced, self-confidence on Ray's part that he could always concoct a story after his arrest that would set him free, ... a rather remarkable story that placed him at the scene but only as an innocent victim of circumstance.

This is so big for us.

It'd be awfully hard for us to make 100 percent.