This approval takes some risk out of the equation for them. If they can get the production capacity, it has the potential to be a significant drug. The big issue for Bristol is patent expirations and whether the pipeline can offset them.

You did remove that risk.

Microsoft is going to give the ability to take software, implement it and offer real-time risk-based approval of mortgages. That's not happening for most lenders today.

This approval is another example of our agency's endeavor to counter rising health care costs by approving safe and effective generic alternatives as soon as the law permits.

The solid rise puts some significant upside risk on our 0.8 percent GDP forecast.

This program allows lenders to build a risk preparedness model to respond to future disasters. In addition, the graphical representation allows managers to quickly assess and communicate the risk to their business in the event of a disaster.