This company seems to run on rails - the results are very strong and there are no negative surprises.

Sometimes there are bad surprises like Swiss Re. There's been some locking in of profits but company results remain good.

The level of competition surprises me here because of the amount of resources that have been depleted from the company.

There's going to be a few surprises thrown in there. Let's just say, there's a few people there who don't know they're going to be slimed.

You almost expect surprises in this type of a race. The skiing was so fast because you had this ice coming out of the sky, making really hard tracks. There isn't a huge gap in the skiing. You couldn't make more than a minute or two on anybody today. So the (good) shooters had a huge advantage, much more than normal.

We'll see earnings surprises for most of the rest of the major brokers.