This is a significant investment that will have an immediate positive impact on our company and, more importantly, will provide significant growth potential for us over the long term.

That's one thing that's changed over the years. The nationality is slowly being killed off.

The memorial itself has been an afterthought. It's astounding to me that the only thing they have up there after four years are a couple of posters.

We look to again contend for the division, league and sectional titles.

Apparently he knew about it, so I think the verdict is just.

Up until now, Schwab has been setting the pace in online brokerage. Merrill, though, is a bolt from the blue. Eight months ago, Merrill wasn't even in the online trading game. Merrill was held back only by the high cost of its online trading account.