This is an extremely important market for us?.?.?.?It is very large and there is tremendous growth.

New York is an extremely important market for us. It's the most attractive banking market in the US given its size and demographics. This gives us enormous strength in a very competitive marketplace.

New York is an extremely important market to us. It is the most attractive banking market in the whole country. This is a unique opportunity that we are absolutely thrilled about.

It really gives us enormous strength in this very competitive marketplace.

The biggest story for us is our continued growth at 5 o'clock.

We see continued year-over-year economic growth in the US and Asian economies.