This is really a cold shower. Last year was already a very bad year, and $2 billion extra is a lot.

Is it a peak? Who knows, but it's certainly time to go back to a more neutral investment level if you were overweight.

Because mechanism designers do not generally know which outcomes are optimal in advance, they have to proceed more indirectly than simply prescribing outcomes by fiat; in particular, the mechanisms designed must generate the information needed as they are executed.

My ancestors were fighters, something I have inherited.

Many composers use software to write music - programs like Finale or Sibelius. There are also recording programs. I should say I'm still very old-fashioned, I still use pencil and paper. But almost every composer I know does it the 'new way.'

If you don't believe in something, you'll fall for anything. I believe everything happens for a reason. If you are strong from within, you can will anything. I'm a firm believer that where there's a will, there's a way.