This is the most expensive, worst and most complicated disaster that we've had to deal with for a long time.

This is going to be one of the, if not the, most costly natural disaster in the United states.

If your dog accidentally injures somebody or damages their property, you are covered under your insurance policy.

If you lend out your car ? you have given someone permission to drive and they get into an accident ? you are responsible as the owner of that car.

You don't want a situation where you have to prove that you had a $10,000 Barbie doll collection after it's destroyed.

We're expecting premiums to moderate ... and (the growth rate) will probably continue to slow except in some parts of the country.