This would free up cash now, while still minimizing their exposure to rising rates during the period they expect to remain in the house.
Keith Gumbinger
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MARGARET KERINS We expect gold to remain very volatile, trading erratically from time to time and to break over $600...
FREDERIC PANIZZUTTI Most of the markets in the region are also under selling pressure on fears of rising ( U.S. ) intere...
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LORD BROWNE While we were able to continue generating revenue growth, this was offset by ongoing weakness in the...
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LUKE WADDINGTON Qwest was this high-flying stock with a huge multiple of cash flow, ... It's now buying two companie...
BRUCE ROBERTS There is no interruption to aggressive demand and consumers are still being supported by the low pri...
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DAVE NASH We are pleased to report strong earnings growth during a period of rising interest rates and a compe...
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E.J. PATTEN Builders live on cash flow. If you were to stop their cash flow coming in for a period of 90 days, t...
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GARY F EVANS... The first and foremost human right or fundamental right is the right to exist.
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MIKE MONTGOMERY We're still in a period of rising commodities prices. Even if they started to soften, the big mining...
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ERNEST HEMINGWAY Earnings are still going to grow as interest rates and inflation remain low.
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WILLIAM ALLAN Card rates are rising faster than the rise in general interest rates.
JUSTIN MCHENRY Moses Luzzatto always said to be patient during the hard times, that they would have to endure and m...
RICCARDO BRUNI Some of the risks associated with rate cuts have dissipated for sterling. We expect rates to remain ...
STEVE PEARSON One must simply take the days of their lives as they happen. If you spend time worrying over what is...
R.J. GONZALES We still believe interest rates will remain unchanged over 2006.
ANNABEL BISHOP In our view it was a rather positive surprise. At least it gives the ECB some leeway to remain on ho...
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AMBASSADOR SPECKHARD The U.S. government remains committed to Iraq's future and that we remain committed to continuing ou...
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HANK LINGINFELTER Judge not lest ye be judged.
THE GOSPEL ACCORDING TO MATTHEW While we expect market conditions to remain challenging, we...anticipate an acceleration in business...
WILLIAM ALLAN Thus, whenever the current sequence of tightening moves reaches completion, short-term interest rate...
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MIKE KEATING it would not be reasonable for anyone to expect the images to remain private.
JEFFREY MILLER By freezing payments at 2005 rates, the House has stopped a planned 4.4 percent payment reduction th...
EDWARD HILL PEACE IS THE OBJECTIVE TO WAR, BUT THE BLOOD RUNNETH STILL
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JEFF DIXON-THE KEY TO THE KINGDOM Remorse goes to sleep during a prosperous period and wakes up in adversity
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GAIL CUNNINGHAM These taxpayers have gone all year without the money money they unnecessarily overpaid to the gov...
GAIL CUNNINGHAM I think the Fed still has no other choice but still to raise rates. I know that there's some rumors ...
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JASON GRAY It's one of the fundamental principles of the stock market: When interest rates go up, stocks go...
ALEX BERENSON
More Keith Gumbinger
You could go to almost any lender and for no fees find yourself with a decent rate.
KEITH GUMBINGER If you re-extend from 15 years back out to 30 years, that might reduce your monthly payment by 30 pe...
KEITH GUMBINGER It doesn't sound like either of them got a particularly good deal.
KEITH GUMBINGER Most borrowers have some financial cushion so the impact won't be immediate; spending an extra $380 ...
KEITH GUMBINGER Does that mean (consumers will) stop borrowing because it costs them another $5 a month? Probably no...
KEITH GUMBINGER A Republican philosophy goes something like this: If you take your car to the mechanic, and instead ...
KEITH ELLISON Immigration is important. We're a nation of immigrants.
KEITH KELLOGG The corporation is one of the great unheralded human inventions of destruction. It is a way to absol...
KEITH OLBERMANN Give me a guitar, give me a piano, give me a broom and string; I wouldn't get bored anywhere.
KEITH RICHARDS Not voting is not a protest. It is a surrender.
KEITH ELLISON You've got the sun, you've got the moon, and you've got the Rolling Stones.
KEITH RICHARDS I turn over a new leaf every day. But the blots show through.
KEITH WATERHOUSE Good music comes out of people playing together, knowing what they want to do and going for it. You ...
KEITH RICHARDS I mean, give me a guitar, give me a piano, give me a broom and string, I wouldn't get bored anyw...
KEITH RICHARDS There are some parts of the world that, once visited, get into your heart and won't go. For me, Indi...
KEITH BELLOWS Redefining marriage will have huge implications for what is taught in our schools, and for wider soc...
KEITH O'BRIEN I can do lightning mathematics quicker than somebody can do them on a calculator.
KEITH BARRY My message to David Cameron, as the head of our government, is to seriously think again about this R...
KEITH O'BRIEN Rock and Roll: Music for the neck downwards.
KEITH RICHARDS The knowledge of God is far from the love of Him.
KEITH MILLER Although rap is about boasting, it's also about honesty and expressing your emotions.
KEITH STANFIELD People were more interested in the phenomena than the art itself. This, combined with the growing in...
KEITH HARING Cult recruiting methods based on dosing victims with the brain chemicals released during capture bon...
KEITH HENSON You approach faith with humility. You can have some idea, but it boils down to do you see religion a...
KEITH ELLISON Getting old is a fascination thing. The older you get, the older you want to get.
KEITH RICHARDS We didn't actually overspend our budget. The health Commission allocation simply fell short of our ...
KEITH DAVIS Perl - The only language that looks the same before and after RSA encryption.
KEITH BOSTIC To succeed means that you may have to step out of line and march to the sound of your own drummer.
KEITH DEGREEN Shyness is just egotism out of its depth.
PENELOPE KEITH It's great to work with somebody who wants to do things differently.
KEITH BELLOWS Neurophysiologists will not likely find what they are looking for, for that which they are looking f...
KEITH FLOYD You can't stop loving or wanting to love because when its right, it's the best thing in the world. W...
KEITH SWEAT It's great to work with somebody who wants to do things differently.
KEITH BELLOWS I just broke up with someone and the last thing she said to me was "You'll never find anyone like me...
KEITH SWEAT The discovery of agriculture was the first big step toward a civilized life.
ARTHUR KEITH Whatever flaws or personal failings afflict them, it remains the case that the overwhelming majority...
KEITH O'BRIEN I look for ambiguity when I'm writing because life is ambiguous.
KEITH RICHARDS Anyone can learn a trick, but to make it entertaining, to put a presentation twist on it, and then t...
KEITH BARRY We focused on getting popchips into the hands of tastemakers and influencers wherever they were, fro...
KEITH BELLING If anyone wonders why the airlines are not doing well it is because flying has been made such an unp...
KEITH HENSON Religious work is one of the best ways to keep from facing your reality if you are Christian, if you...
KEITH MILLER Beneath all of these addictions is this disease, this control disease which is the mark of our socie...
KEITH MILLER We used to do sock puppet shows for my auntie back in the day. Me and my friends would do accents of...
KEITH STANFIELD Don't compromise even if it hurts to be yourself.
TOBY KEITH If you don't know the blues... there's no point in picking up the guitar and playing rock an...
KEITH RICHARDS What has been happening more lately - of course, I also put in my bio, I say I do the voice of Golia...
KEITH DAVID Red is one of the strongest colors, it's blood, it has a power with the eye. That's why traf...
KEITH HARING The public needs art - and it is the responsibility of a 'self-proclaimed artist' to realize...
KEITH HARING I was kind of a weird kid in high school. I didn't have many friends in my age group because all...
KEITH STANFIELD Good men, whether they be Christians or rationalists, do not desire to discriminate between races, b...
ARTHUR KEITH I know that many of you do wear such a cross of Christ, not in any ostentatious way, not in a way th...
KEITH O'BRIEN I have to stay in shape for the physical endeavour stunts I do. I work out a lot. I have a personal ...
KEITH BARRY We always had chocolates and my mother was careful to make sure they were unwrapped in advance so th...
PENELOPE KEITH Same-sex marriage would eliminate entirely in law the basic idea of a mother and a father for every ...
KEITH O'BRIEN At the end of the day, the 1955 Montgomery bus boycott had to be converted into the 1964 Civil Right...
KEITH ELLISON Clean air and a healthy climate benefit all of us, but it will take a diverse coalition to step up t...
KEITH ELLISON There's a clip where he had someone miming me running around from keyboard to keyboard. Oh dear,...
KEITH EMERSON I've been fortunate to get involved with 'Short Term 12.' I was just a young teenager on...
KEITH STANFIELD In Scotland, Catholics have raised their voices against sectarianism and intolerance directed agains...
KEITH O'BRIEN They're always saying I'm a capitalistic pig. I suppose I am. But... it's good for my dr...
KEITH MOON Fighting hard to protect yourself and your relatives is good for your genes, but when captured and e...
KEITH HENSON I might be celibate, but I appreciate the wonder of the sacrament of marriage.
KEITH O'BRIEN People repeat behaviour that leads to flooding their brains with pleasurable chemicals. The short-te...
KEITH HENSON There was no pomp and ceremony in connection with the birth of Jesus - rather the opposite: it took ...
KEITH O'BRIEN It's very hard to cheaply build anything significant in a multi-platform, mobile world.
KEITH TEARE I'm looking for leaders who are going to go to Washington for a season, not career politicians. ...
KEITH ROTHFUS You never know what's going to happen the rest of the way. You can't predict. You don't ...
KEITH HERNANDEZ I never disliked humanity more than when I watched how indifferently they reacted to creation
KEITH BUCKLEY I think it's dangerous to prosecute people for their political views and their political associa...
KEITH ELLISON Don't get caught up in the 'look' thing. Sometimes, we as men and women, the first thing...
KEITH SWEAT Civilization, we shall find, like Universalism and Christianity, is anti evolutionary in its effects...
ARTHUR KEITH Most of the suicide hijackers came from Saudi Arabia, a place not lacking in wealth. But due to rapi...
KEITH HENSON Drawing is still basically the same as it has been since prehistoric times. It brings together man a...
KEITH HARING I'm sure that is a reason why young people occasionally bash up old people - because the ages do...
PENELOPE KEITH Here's the thing. Just because you're pro-troops doesn't mean you're pro-war. And ju...
TOBY KEITH I say if you're going to take a chance on something, you just go full balls to the wall.
TOBY KEITH I was watching 'Mr. Roger's Neighborhood', 'Sesame Street', 'Electric Compan...
KEITH COOGAN You didn't know whether Chuck Berry was black or white - it was not a concern.
KEITH RICHARDS I think prejudice has gotten to a point where a lot of people hold biases in their mind and don'...
KEITH STANFIELD I think prejudice has gotten to a point where a lot of people hold biases in their mind and don'...
KEITH STANFIELD There are the further difficulties of building a population out of a diversity of races, each at a d...
ARTHUR KEITH If you say I'm great, thank you very much. But I know what I am. I could be better, man, you kno...
KEITH RICHARDS I plant a lot of trees. I am a great believer in planting things for future generations. I loathe th...
PENELOPE KEITH To me, my biggest fear is getting a big head, and that is when I get the hammer. Because it's ve...
KEITH RICHARDS And it was a very, very fruitful and great relationship between the Stones and The Beatles. It was v...
KEITH RICHARDS The sooner you fall behind, the more time you have to get caught up.
KEITH PAWLUCK At this point in history, our society tends to elevate and reward the specialist...This concentrated...
KEITH STEWART I have a deep and personal aversion to anti-Semitism regardless of its source, and I reject and cond...
KEITH ELLISON I cuss like a sailor; I smoked cigarettes for many years but quit and have never looked back; also, ...
KEITH COOGAN High status males had multiple wives or additional mating opportunities in the ancestral environment...
KEITH HENSON Evolution acts slowly. Our psychological characteristics today are those that promoted reproductive ...
KEITH HENSON The influencer strategy hasn't been built around celebrities. We're looking for influencers ...
KEITH BELLING Civilization never stands still; if in one country it is falling back, in another it is changing, ev...
ARTHUR KEITH I suspect that a substantial fraction of human problems in the world today, not just cults, result f...
KEITH HENSON Even small cults are a serious cost on the world economy, to victims, their families, employers, fri...
KEITH HENSON In Scotland over many years we have cultivated through our justice system what I hope can be describ...
KEITH O'BRIEN Day after day you find a way to make this grown man cry.
KEITH URBAN Lie detection is like language; there is a learning window. Telling whoppers to small children seems...
KEITH HENSON No Government has the moral authority to dismantle the universally understood meaning of marriage.
KEITH O'BRIEN October proved a riot a riot to the senses and climaxed those giddy last weeks before Halloween.
KEITH DONOHUE I'll never forget working to get my college, Wayne State University, to divest from the governme...
KEITH ELLISON Pain is the doorway to wisdom and to truth.
KEITH MILLER Why can't we get real, sane, sensible gun legislation? Because the NRA, funded by Mossberg, Smit...
KEITH ELLISON The dripping... well, if it happens, it happens; it does not take anything from the work. The drippi...
KEITH HARING A drunkard is one thing, and a temperate man is quite another.
ARTHUR KEITH At heart I cannot accept that I am a well-known rock 'n' roll star and one of the greatest d...
KEITH MOON Active-shooter scenarios have become part of the education lexicon. I had fire drills. My parents ha...
KEITH MAITLAND When I came to DreamWorks, I was in bad trouble. They were in bad trouble. They were millions of dol...
TOBY KEITH Everybody draws when they are little.
KEITH HARING A Christian marriage is [not] one with no problems or even a marriage with fewer problems. (It may w...
KEITH MILLER Evidence shows us that there are more overweight children now and more overweight infants and toddle...
KEITH AYOOB People want a quick fix, ... They want immediate results.
KEITH AYOOB It's absolutely outrageous. It's not going to help people lose weight. It's junk science.
KEITH AYOOB They want to have their pasta, but they're willing to eat a sensible portion with lots of vegetables...
KEITH AYOOB The young female wolverine we collared weighed about 19 pounds, and was in excellent health and cond...
KEITH AUBRY With this technology, we can now begin to gather reliable information on the movements, home range, ...
KEITH AUBRY We don't know how they live, where they go, how many of them there are.
KEITH AUBRY No one's ever studied them in the Pacific states before.
KEITH AUBRY In the 1970s and 1980s, many biologists thought wolverines were gone from Washington. It's only in t...
KEITH AUBRY I give him a C-minus. It's better than we've had, but we've got a long way to go to get this federal...
KEITH ASHDOWN This is absolute highway robbery and it really does show that the agency doesn't have a clue in gett...
KEITH ASHDOWN Under this bill, Duke Cunningham still would be able to get away with trading bribes for earmarks.
KEITH ASHDOWN If Katherine Harris put out the list, then 534 other members can do it too.
KEITH ASHDOWN It's disconcerting, ... These are supposed to be the crème de la crè...
KEITH ASHDOWN [The purchase] is like a daydream of a used car salesman; we paid big bucks for lemons, ... We're bu...
KEITH ASHDOWN but it is only a small snapshot of what is going on.
KEITH ASHDOWN Dave Weldon is the one who loses the most here because he isn't going out of his way to show his com...
KEITH ASHDOWN This sets the stage for some very, very interesting hearings next week.
KEITH ASHDOWN There are very few things that I read that kick me in the gut. This is beyond my wildest guess of ho...
KEITH ASHDOWN This could potentially increase the gridlock in Collier, which is already bad, and negate the progre...
KEITH ARNOLD They have an imposing front line, and we had a tough time matching up against them.
KEITH ARNOLD That's a new concept in this state.
KEITH ARNOLD We put it on at the right time and were able to get some good things out of it. You have to acknowle...
KEITH ARNOLD We're just pleased with these kids. We've played some good competition and played them tough. We've ...
KEITH ARNOLD This is excellent news. We are looking forward to building on our strong relationship with the union...
KEITH ANDREWS You might only go on the field five or six times a game, ... But you're dealing with a lot, your hea...
KEITH ANDREWS As a kicker, you don't want to think, ... You can over-analyze any situation. The more I clear my mi...
KEITH ANDREWS We just kind of went out and we were going, but we weren't going full-bore. Then that second quarter...
KEITH ANDREWS After they got past the shock part of the press, then they started breaking it pretty easily. So we ...
KEITH ANDREWS The first half she was struggling but when she turns a corner or hits a shot or steps up and hits a ...
KEITH ANDREWS Sooner or later we've got to beat them. We rushed a few shots and that's when the lead spreads from ...
KEITH ANDREWS The big thing for her was that she rebounded well. She scored and hit the big shots.
KEITH ANDREWS Despite our agreement on Monday, we felt it was essential to add a factor that safeguarded the emplo...
KEITH ANDREWS The Mill Valley game was big. She's solid in so many areas. She's just become more polished and beco...
KEITH ANDREWS Is it for certain that everyone is going to be a victim? The answer is no.
KEITH ANDERSON It's just been one of those years when so many dreams have come true.
KEITH ANDERSON It could be the make-or-break of getting that job. Obviously, your appearance matters. It helps with...
KEITH ANDERSON I just don't know how you make people get along,
KEITH ANDERSON [Many of those early relationships remain strong: Anderson's debut disc was co-produced by hit songw...
KEITH ANDERSON As a new artist you're just hoping people notice you any way possible just so you can get your music...
KEITH ANDERSON They're a great group of guys. They have a real exciting show, fun, high-energy.
KEITH ANDERSON If that's true and the rate stays like that for another 40 years, there's a good probability that so...
KEITH ANDERSON I watched my father being slowly crucified by it.
KEITH ANDERSON What they are doing is priceless,
KEITH ANDERSON They asked me why we were open, I said it was pressure from the public.
KEITH ALLEN He's a marked man, his time has come. He's the son of God for heaven's sake, he knows his words are ...
KEITH ALLEN The kids are feeling better about what they are doing, and are ready for that 'W' on Tuesday.
KEITH ALLEN We are going to set up a committee of three members from the Land and Development Committee and thre...
KEITH ALLEN We can't sell it directly to them. Hopefully they will be the only bidder and it will be pretty clea...
KEITH ALLEN Business-to-government companies target fewer buyers that have enormous purchasing power and more de...
KEITH ALLEN There's more violence in one football game than there is in an entire hockey season, and nobody ever...
KEITH ALLEN Right now we're up around 27 percent from this time last year. Everybody gives us the same reason. T...
KEITH ALLEN Every day you come to practice you can learn something from [NHL head coaches], and I think I've bee...
KEITH ALLAIN My ultimate goal is to make this the destination of choice for elite athletes that are able to get i...
KEITH ALLAIN It is a tremendous honor and a great responsibility to follow in Tim Taylor's footsteps as head hock...
KEITH ALLAIN His impact on Yale, Yale Hockey, and me personally has been profound. I enthusiastically embrace the...
KEITH ALLAIN I have enjoyed my time in St. Louis and wish the organization the best of luck in the future.
KEITH ALLAIN I want to play an upbeat style with skill and energy. I think hockey needs to be fun for the players...
KEITH ALLAIN Most water conservation measures can save our customers money both in the short and long runs.
KEITH ALEXANDER If customers are able to reduce their water use, then Lake Decatur may not drop to a more critical l...
KEITH ALEXANDER We knew it was going to be a tough battle. They were everything we heard.
KEITH ALEXANDER Losing was a shock,
KEITH ALEXANDER It is extremely important that our customers understand this is an early warning for all of us to st...
KEITH ALEXANDER It's no longer looking for a Soviet division; the threat is now about a person, ... The problem you'...
KEITH ALEXANDER The most pleasing thing about the game was to see Gareth come through 30 minutes unscathed.
KEITH ALEXANDER It doesn't surprise me. A few clubs have looked at him. He's six foot four and he's top drawer. But ...
KEITH ALEXANDER He's going to be missing for at least four to six weeks. It's a big blow.
KEITH ALEXANDER If he is out for a long time he will be a huge loss because he has been magnificent over the past fe...
KEITH ALEXANDER Now, the focus can shift back to that issue.
KEITH AINSWORTH The reason for filing the intervention has been accomplished.
KEITH AINSWORTH The town was given a pretty clear message that it needed a new site.
KEITH AINSWORTH In the early 70s a lot of these (sites) were closed by the state and capped.
KEITH AINSWORTH It was tough on the way back this morning. I was so mad; it kept snowing and snowing. We should have...
KEITH AILI I've won this race three times, so I enjoy being out front. But this is the first time I'll be first...
KEITH AILI It's a tough decision. I'm glad I don't have to make it.
KEITH AILI I was flying. I was pulling away from Frank like he was standing still.
KEITH AILI It's been tremendous. Take away the scoring ability and what (Ingles) does on the floor. He brings e...
KEITH ADKINS It's a great honor that the other coaches in this league have voted me as the Coach of the Year, but...
KEITH ADKINS It's been tremendous. Take away the scoring ability and what (Ingles) does on the floor. He brings e...
KEITH ADKINS Imagine the worst stomach pain you've ever had. I have that 24 hours a day.
KEITH ADKINS It's a great relief. The guys stayed in the program and stood through my hard times. There is a lot ...
KEITH ADKINS They've got a lot of guys who can hit the home run so we've got to be ready. And we've got to tackle...
KEITH ADAMS It doesn't pay to be the good guy, I guess.
KEITH ADAMS We take our hats off to them. Hey, you take it like a man.
KEITH ADAMS The cynic in me says they want to lock him up and maybe squeeze him to get him to say something. I d...
KEITH ADAMS [The state] doesn't have any evidence of harassment. It would be a travesty if the court allowed the...
KEITH ADAMS You're crazy not to recognize that Mike Vick is a great player. He's going to make plays. We just tr...
KEITH ADAMS It's a different matter with sheep. Once their wool is waterlogged, they drown.
KEITH ADAMS What's neat about color is you can take a piece of wood that's pretty blah and make it really intere...
KEITH ADAMS I'm not really worried about it. I just tried to be a peacemaker... Sometimes it don't pay to be the...
KEITH ADAMS