Too much money is not always good, because money complicates matters.

The rich actually worries about leaving too much money to their children. The poor worries about leaving none for their children.

The credit market is one of the factor that cause this financial slowdown. However one should not be impede from taking up a loan just because of this. Every coin has two sides. What you have seen is merely the bad side. The good side of it is, many wealthy individuals leveraged on loans and credit in order to make it big.

Remember, interest paid to banks only comes back to you in the form of a billing receipt. Nothing else...

A private banker is really a good old trustworthy friend.

The price of your property is not the price at which you purchase it for, unless of course if you paid for it fully in cash...