Try and shock the unresponsive spouse. A financial planner can be helpful because he or she's an objective third party who can point out you're not going to make it at this [savings] rate.

Just a little bit goes a long way.

I'm a plodder, not a planner.

Thank God I have a financial planner who is really conservative.

[Too often, business migration to converged communications is met with an unresponsive, inflexible IT infrastructure, thus stalling the adoption of necessary applications. Enterprises now require a flexible, high-performance network that is prepared for new applications, such as voice, yet hardened against security threats.] Extreme Networks offers an innovative and open approach, stressing high availability, security, ease of management and integration with other best-in-class technology, ... The result is a network infrastructure built to accommodate different forms of traffic and media, and designed to transform connectivity into a business utility.

I think this has been helpful because it gave me a picture of what I'd be involved in.