Visa is focused on demonstrating at trial that our practices are legal, appropriate and in the best interest of consumers.

We believe this settlement is a reasonable and responsible resolution that serves the interests of consumers, merchants and our member financial institutions.

Michigan was a touch below consensus. The dollar may pull back a little, especially against interest-rate-sensitive currencies.

Based on our experience, I would think there would be more interest.

Nashville has always been a place of interest for us, and with the opportunity to take the entire Nashville market for Lenny's we couldn't pass it up.

We need to bridge the gap on this fundamental belief that a colossal school of 3,000 is better.