We are excited to have Rachel as a key member of our senior analyst team. Rachel's consistency and commitment to excellence over the past five years have put her in a leadership position in our health care team and we look forward to her continued expansion of our biotechnology research platform.

The new ODD demonstrates our commitment to helping hotels improve the quality and consistency of information and provide richer and more accurate content to help them better inform travel agents, travel distributors and travel Web sites about their properties.

It can get messy

Jeff will bring additional expertise to our clients by providing high yield analysis based on several years of experience covering consumer products and retail. We are excited to have Jeff as part of our Investment Research team, where our goal is to provide differentiated and proprietary research for our clients.

We are excited to host our financial services conference again this year. This year's line-up of management teams and presentations will provide our investing clients with invaluable insight into earnings growth, credit trends, the housing boom/bust and competitive trends in financial services.

I don't think they want that process going though a bankruptcy judge.