We are pleased to introduce our vision of American Independence. Response has been excellent as we've signed key broker dealer agreements, and we are especially excited to announce that we are now officially launching our sales and marketing efforts.

We are delighted that Bob has joined American Independence. He has done an excellent job of managing this Fund, which is now the largest Kansas Tax-Exempt Bond Fund, and he will remain based in Kansas where he can be close to the issues that impact the portfolio.

To know your soul is your own, that's what counts.

Weeds are stubborn. Weeds are independent. Weeds aren't tolerated.

If the light's not in you, you're in the dark.

I thank you guys for having the vision to make me your head coach.