We are taking this very seriously. But this affects only a very tiny percentage of our members.

Boy, are we getting calls now from other companies that want to join the program.

If you hit this stuff on the preventive end, people are going to be happier, healthier, there will be more productivity and less absenteeism and they will use [health] services less. It's the use of services that drive costs.

We're taking notes very seriously.

A lot of policy makers have no idea what a very small percentage of what they think is affordable housing really is affordable. Market forces keep pushing that higher and higher.

It's amazing how seriously they're taking their positions.