We are trying to drive the message, drive the solutions and get the industry moving. Consumers are important, but they aren't the main driver.

MasterCard continues to move forward with the important customer and consumer programming related to the 2006 FIFA World Cup in Germany, which begins in June. A significant number of our customer financial institutions, more than 300 of them, are activating business-building programs worldwide.

I felt they were trying to make a statement at the end.

The board?s feeling is that the developer was intentionally trying to create a problem, and we were trying to avoid a problem.

I'm trying to show them I'm not only just a fullback, I can be somebody's third tailback. They can get a two-for-one deal with Lawrence Vickers. Two-for- one.

I really can't say if [Arthur Gagnon] is trying to pull a fast one. But I think it should be corrected. Whether he does it or somebody else, somebody should do it for the people that own the properties. They should have it clear. I don't really believe they were responsible. They're innocent buyers, per se.