We believe the new banks will complement the existing banking system, and there will be opportunities for players to identify mutually beneficial partnerships.

My belief is India's banking industry will continue to grow at two and a half times the GDP growth rate.

The growth that we are targeting for our bank is in line with the banking industry.

I believe Indian banks have a strong funding profile with largely deposit-funded balance sheets, a large physical presence to cater to the needs of customers, and ability to provide comprehensive solutions to customers.

Life comprises of both: opportunities as well as challenges.

It's not that the regulator doesn't want the banking industry to grow. The growth of the industry has always been in relation to the GDP (gross domestic product) growth.