We do not anticipate a crisis in the market. We expect some of Allstate's competition will take advantage of this and pick up some of the business.

The P4 will ramp beyond our competition.

The Insurance Department will continue to investigate with the Attorney General's office allegations of illegal behavior that prevent consumers from getting the best insurance products at the best price.

Managing and navigating through a financial crisis is no fun at all.

The boys did well considering the tough competition. Our relays really came through.

Our customers will benefit substantially.