We don't want to make people paranoid, but we want them to be prepared.

If the flu starts, people need to stay home. That's important so it doesn't spread.

It [the checklist] helps companies develop the critical steps necessary [to plan]. Businesses have fire plans and contingency plans. This is just another tool they need in the workplace.

It's imperative that all segments of society be prepared. The business community is vital.

I bet it would stop some people in their shoes if they were expecting to put not much down payment into it. It would make fewer buyers qualify for the high end, and when it comes to the middle market it would make buyers think twice about how they would finance it.

It's incredible because in one year you really get close to some people that you never know if you're going to see again or not. And now it's almost finished and it's really really hard to say goodbye.