We find that all the time, ... High growth, high-tech issues are at a point now when they're horrendously highly valued, which means he's excluding buying sectors that are fairly or undervalued.

He's not getting the kind of diversification he thinks because they're all in large company growth, ... If he held small company funds or value funds or foreign, he'd have wider diversification, and far lower risk.

What you inherit may not be appropriate for you, but you can change that. It's a one-time free way to change the portfolio that meets your needs.

They're not losing anything in the way of deductions. And their money is locked up for a long time.

We enjoyed a steady growth and each year we increased our sales a little bit. At the same time, I was building a reputation of being honest and fair. And two articles in the paper are starting to destroy that.

That's not where we want it and there's much more to be done to achieve more growth.