We had the same reaction -- Is this feasible? But realize that whatever we do, it's not going to meet everyone's problems.

How do we farm around it? It's not feasible to do that.

John Havlicek made me realize that,

Where it is economically feasible, we do whatever we can to get 'nonperforming' loans re-performing.

I don't think you're going to have the majority of the board's approval, so whether it's fiscally feasible or not, it's politically DOA (dead on arrival) and you're going to have to go back to the drawing board and start over,

You don't meet many 5-year-olds who are not interested in a hedgehog or a stickleback.