We have enough capital to cope with possible redemption on the funds.

The decline was mainly brought on by weak profits at our securities subsidiary.

It is wrong to become absorbed in the divine law to such a degree as not to perceive human law. Death belongs to God alone. By what right do men touch that unknown thing?

You can use the funds for anything, you can withdraw any of your capital and not incur any tax consequences.

While there has been an increased retention of funds within the region, we expect the flow of capital out of the region to accelerate in 2006, partly due to the over-priced nature of regional markets and partly due to an increased desire to use the petrodollars to make strategic acquisitions.

It is theoretically possible for a substantial chunk of that revenue to displace those funds.