We know small businesses struggle with cash flow and tend to live month-to-month.

We're engaged in a struggle here in 2005 in New Jersey.

We played very well in the first half but had to struggle to hold on in the second. We must play four quarters throughout and not just two.

This is the first time we've done anything of this kind. We're opening up a dialogue really about how we can work together.

We know that cash flow is a top concern for small businesses and that they look for practical tools to help keep money flowing smoothly. Whether small businesses simply need to update their PCs or plan to invest in their first server or a new custom business application, the fixed-rate loans from Microsoft Financing enable customers to shift their focus to acquiring what they need to move their business forward, instead of how they will pay for it.

We believe Small Business + will quickly become a valuable resource to our community of small-business customers. We are committed to helping small businesses build connections to quickly and easily identify resources and technology partners that can support them. Resources such as Small Business +, Small Business Center and the Small Business Specialist Community are evidence of this work.