We may well have reached the peak of the economic cycle earlier in the year.

We're hoping we've kind of reached the peak of this thing. Last year we didn't see the kind of increase we've been seeing before. Previous years it doubled or nearly doubled.

At $1.75, some believed the market had reached its peak, and they said the same thing at $2. Now we're at $2.60 and nobody knows where the top is going to be.

It may seem as if the light at the end of the economic recovery tunnel keeps getting farther away, but our research has shown that there are opportunities for the growing numbers of Americans who suddenly find themselves unemployed,

The index, however, remains well below the peak of 60 reached in July last year.

You should tie up these loose ends a year or two before retiring. Don't wait until the last minute to understand your benefits options.